Highly experienced Insurance Program Developer and Marketing Manager, with over 25 years experience in general lines, commercial lines, specialty lines and professional lines of insurance. Involved in designing and creating insurance products that cater to niche or specialty markets. Skill set includes: Market Research, Risk Assessment, Product Design, Compliance and Regulation, Underwriting Guidelines, Pricing and Market Rollout. I am also Realtor licensed in PA and MD over 3 years of experience including commercial. My background includes professional management, strategic planning, and resourceful professional program management. I have strong selling and negotiation abilities paired with in-depth knowledge of insurance and real estate contracts. I have worked with numerous insurance & real estate software.