Pamela Fleckser, Cuce, Bsacs Email & Phone Number

Grass Valley, Ca, Us

Grass Valley, Ca, Us

Sacramento, California, United States

Roseville, Ca

Name change Paramount Equity/ Loanpal/GoodLeap

Roseville, Ca

Conducts departmental and companywide internal compliance audits for all CFPB governed regulations. Manage all aspects of quality control and perform forensic audits as needed for any occupancy, misrepresentations or fraud concerns. Chair of the Credit Risk Committee.

Rocklin, Ca

Perform Quality Control file reviews, validating the underwriting met guidelines. Also perform forensic loan reviews for EPD loans.

Northern California

Conducting Departmental and companywide internal compliance audits for all CFPB governed regulations. Supporting all departments with Compliance issues as needed and back up to the Compliance Officer. Lead in preparing the HMDA LAR for 2013 and auditing of all HMDA and adverse loans. Monthly OFAC reviews conducted to ensure proper AML monitoring.

Responsibilities include managing Quality Control Department, (prefunding audits and post closing complete loan fraud reviews), the Broker Approval , and Appraisal Departments. Recommends corrective action for deficiencies noted and provides recommendations and solutions for enhancement to internal controls and efficiency.

Responsibilities included qualifying borrowers for real estate loans, placing loans, calculating rates, assuring that loans close on time by obtaining all conditions of loan and coordinating closings with the title company, monitoring loans in progress and loan processing

Responsibilities included qualifying borrowers for real estate loans, placing loans, calculating rates, communicating with borrowers, assuring that loans close on time by obtaining all conditions of loan and coordinating closings with the title company, monitoring client lists and loans in progress.

Responsibilities included all processing, validating, and pre-underwriting loans. Maintained all borrower contact after initial application, verified loan fees, cash to close, and met conditions needed to close loan. Determined the best loan program for borrower, while insuring the highest level of customer satisfaction.

Responsibilities included inputting loans on system, verifying income, utilizing Desktop Underwriter, opening escrow, ordering appraisals, reviewing credit reports, and pre-underwriting loan. Ensured that loan conditions were met and prepares file for loan document drawing. Meeting with members, quoting loan rate, update interest rate line, and maintains HMDA for department.

Responsibilities included managing branch staff, scheduling, disbursing loans, opening new accounts, opening and closing duties and assist Branch Manager.

Responsibilities included inputting various types of loans on the system, sending required disclosures, ordering and reviewing credit reports. Maintained contact with wholesale loan brokers and loan agents regarding status of the loan files. Ensured that all loan conditions were met prior to the loan being presented to the loan document preparer.

Responsibilities included performing monthly loan quality control review, internal auditing, and assistant to the Compliance Officer in all aspects. Ensures that all loan quality control and internal audit findings are reported to the Board of Directors. Recommended corrective action for deficiencies noted and provided recommendations and solutions for enhancement to internal controls and efficiency. Conducted departmental audits; which include the savings branches, administration, accounting and loan departments.