Pardeep Kumar Email & Phone Number

Gurugram, Haryana, India

→ Leading Financial Operations team for Reconciliations and Settlements. → Managing Bank and Payment Gateway Reconciliations, Payouts and Settlement of Merchants, and other partners.→ Designing new process for Reconciliations and Settlements.→ End to end handling of Loyalty, Discount and Cash back offered by Adani, Banks, and other partners.→ Vetting Agreements for Bank and Other Offers from Finance point of view. → Prepare PowerPoint presentation for Senior Management for Revenue and Cost from multiple lines of Business.→ Ensure all Bank MIS are shared with in TAT, Invoices are raised, and funds are received with in TAT. → Prepare Dashboards for Daily and Monthly Reporting.→ Budgeting, Forecasting, and maintaining Nodal Account for Daily Settlement.→ Work as a Finance SPOC for new Product Development.

Gurugram, Haryana, India

→ Led Revenue Assurance team.→ Monitored Bank Reconciliations, Payouts and Settlement of Operators, Merchants, and Various Lending partners for GMV of 900 crore per month which contributes 40% to total revenue. → Forecasting and maintaining Escrow and Nodal Account for Daily Settlement.→ Directed team for Acquirer Bank Reconciliation & Resolving old transactions laying in Nodal Account by Analyzing Unsettled, Partial Settled & Partial Refunded and Chargeback transactions.→ Ledger Reconciliation for all respective parties.→ Work as a Finance SPOC for new product development and set up new process for Reconciliations and Settlements.→ Preparation of Final MIS basis inputs provided by team.→ Handled products like IMPS, Virtual Prepaid Card, Lending, Pay Later (Mobikwik Zip). → Provided accounting support to core accounting team.→ Ensured that the team raises all required Invoices, Debit Notes and Credit Notes on time and Funds are transferred successfully.

Gurugram, Haryana, India

 Leading Revenue Assurance Team.  Monitoring Bank Reconciliations, Payouts and Settlement of Operators, Merchants, and Various Lending partners,  Working in Financial Reporting and Revenue Assurance Domain. Forecasting and maintaining Escrow and Nodal Account for Daily Settlement. Ledger Reconciliation for all respective parties. Work as a Finance SPOC for new Product Development and Set new process for Reconciliations and Settlements. Review and Guide team for Acquirer Bank Reconciliation & Resolving old transactions laying in Nodal Account by Analyzing Unsettled, Partial Settled & Partial Refunded and Chargeback transactions. Preparation of Final MIS basis inputs provided by team.

Gurgaon, India

 Working in Financial Reporting and Reconciliation Domain. Ensuring every IMPS transaction is tracked and there is zero leakage of money for IMPS Transactions. Handling end to end Financial part of new product development – Virtual Debit Card with American Express, Visa and Mastercard. Forecasting and maintaining Escrow and Nodal Account for Daily Settlement. Merchant Level Cost Benefit Analysis. Review and Guide team for Acquirer Bank Reconciliation & Resolving old transactions laying in Nodal Account by Analyzing Unsettled, Partial Settled & Partial Refunded and Chargeback transactions. Preparation of weekly and monthly MIS. Liaising with internal departments and with Banks, Network Partners. Provides information to Management by assembling and summarizing data; Preparing reports; Making presentations of findings, Analyses, and Recommendations. Leading a team of two employees Ensuring that team is raising all required Invoices, Debit Notes and Credit Notes on time and Funds are transferred successfully.

Gurgaon, India

 Worked as a part of Financial Operations team.. Dealt with reconciliation and post settlement domain. Calculation of net positions for different organization units. Part of transition team. Comparative analysis of data from different internal sources of Bank. Analysis of Daily Financial Estimates with Same Day Estimates, find the breaks and makes required adjustments entry by using Bank’s Accounting tools. Prepare weekly, monthly or quarterly reports to analyze P&L reported across various securities / strategies. Develop a daily report on portfolio activities and sharing it with the Front office stakeholders. Attend regular face off with Traders, Product Control, Regional finance team and various stakeholders at client’s end.

Gurgaon

• Responsible for Financial Reporting of Payumoney.• Responsible for Preparation of Revenue and Costing Reports• Merchant Level Analysis on the basis of Costing, Revenue and various Components & Responsible for tracking loss and profit and its sources by analyzing Merchant’s Business.• Analysis and Reporting of Marketing Components:-Cashback, Loyalty, Discount, Wallet.• Preparation of monthly commission share for all respective banks as per the agreed rates• Involved in Comparative Analysis, Ratio Analysis, Earning, Revenue and Cash-flow Projection and Guidance.• Provides information to Management by assembling and summarizing data; Preparing reports; Making presentations of findings, Analyses, and Recommendations.• Preparing Nodal Balance and Reconciling with Nodal Account Balance.• Resolving old transactions laying in Nodal Account by Analyzing Unsettled, Partial Settled & Partial Refunded and Chargeback transactions.• Reconciles transactions by comparing and correcting Data.• Monitoring the Settlement Process and looking for way to Improving Process.• Liaising with internal departments and with banks• Perform Adhoc Reporting Activities as per Banks and Merchant’s Requirement.

Gurgaon, India

 Project Rosetta & PPI• The key role was perform cases at calculation and investigation stage, plus tasks assigned by the team leader ensuring high quality output and good productivity.• Maintaining the total outflow of Funds. • Worked as a Financial Analyst on RBS ROSETTA Project for Six months.• Project Rosetta is about redressing the customer against the interest rate derivative product (IRHPs- Interest rate hedging products) because of the credit crunch situation and when the Interest rate plummeted in 2008 in UK• Part of Pilot Project Team.• Done redress calculations for various types of IRHP for instance swaps, caps and floor.• Responsible for day-to-day contact between the onshore team and KGS (India operations), and acting as key point of contact between both the teams

Master Of Business Administration (M.B.A.), Finance, First

Activities and Societies: Debate Team, Cricket Team, Management Quiz Team,# Participated and Represented college in AIMA National.

Bachelor Of Business Administration (Bba), Finance, General, First

Activities and Societies: Games Association# Among top 2 students of the batch