Oversee all finance and insurance operations, manage a team of F&I professionals, develop sales strategies, and ensure compliance with regulations. I maintain relationships with financial institutions and insurance providers, and collaborate with other departments to ensure a seamless customer experience.

Successfully launched Guam's only online auto auction marketplace.

Responsible for overseeing the Region’s Dealer Wholesale (Flooring) and Dealer Retail (Indirect) activity while working closely with Auto Dealer Principals and Executives to recognize sales opportunities and use product knowledge to match bank products and services to fulfill customer needs and goals.Managed the Region’s consumer loan collections activities by overseeing staff members and implementing strategies to reduce delinquency ratios, net charge-off ratios and mitigate the Bank's overall risk.

Managed and developed a $100 million commercial portfolio while working closely with the Bank’s Credit Administration and Chief Credit Officer on analysis, structuring, and negotiations of commercial credit facilities and commercial real estate loans.

Sourced and expanded multiple business banking customer relationships by maximizing Bank’s sales opportunities and ensuring customer retention.