Parth Bhatt Email and Phone Number

• Advised MSMEs and startups in securing debt from public sector banks, private banks, and non-banking financial companies.• Conducted in-depth discussions with management teams to determine funding requirements.• Prepared Credit Monitoring Arrangement (CMA) reports and comprehensive project proposal reports.• Managed proposal submission, bank appraisal, documentation, project monitoring, and debt disbursement.• Successfully raised funds for clients across various sectors… Show more • Advised MSMEs and startups in securing debt from public sector banks, private banks, and non-banking financial companies.• Conducted in-depth discussions with management teams to determine funding requirements.• Prepared Credit Monitoring Arrangement (CMA) reports and comprehensive project proposal reports.• Managed proposal submission, bank appraisal, documentation, project monitoring, and debt disbursement.• Successfully raised funds for clients across various sectors including Textile Processing, Plastic packaging, Paper products, Soft drink manufacturing, Capital goods distributors etc. Show less

Understanding client’s business by conducting one-to-one interaction with the management team.Understanding credit risk based on quantitative and qualitative information. Preparation of detailed credit rating report indicating key operational and financial parameters of the entity along with its credit strengths and weaknesses as well as the latest industry/sector update of the the entity being rated.         Preparation of financial projections for a period of three to… Show more Understanding client’s business by conducting one-to-one interaction with the management team.Understanding credit risk based on quantitative and qualitative information. Preparation of detailed credit rating report indicating key operational and financial parameters of the entity along with its credit strengths and weaknesses as well as the latest industry/sector update of the the entity being rated.         Preparation of financial projections for a period of three to five years to ascertain future debt servicing capabilities of the entity being rated along with the sensitivity analysis. Comparison of the entity’s performance with its industry peers as well as Industry benchmark. Presenting the credit rating report to the rating committee. Preparation of credit perspective report and rating rationale to be released in the public domain. Surveillance of the rated entity by considering all relevant factors that have a bearing on the future cash generation and debt servicing ability of the issuer. Experience of Credit appraisal of entities having issue size in the range of Rupees 5.00 crore to 600.00 crore. Show less