NEC is a leader in the integration of IT and network technologies and brings more than 100 years of expertise in technological innovation to provide solutions for empowering people, businesses and society. NEC in India expanded its business from telecommunications to public safety, logistics, transportation, retail, finance, unified communication and IT platforms, serving across governments, businesses as well as individuals. As part of NEC, I am responsible for Financial Planning and Treasury management of India operations.

Home Credit India is part of Home Credit Group, an international consumer finance provider with operations in multiple countries. Our responsible lending model empowers underserved customers with little or no credit history by enabling them to borrow easily and safely, both online and offline. With a commitment to drive credit penetration & financial inclusion, Home Credit entered the Indian market in 2012. Since then, Home Credit has served over 1.6 Cr+ customers in India. As part of Home Credit, I headed the financial budgeting and reporting vertical for India business.

- Managing healthcare equipment pricing, deal structuring and commercial T’s & C’s - Enabling business leaders with non-conventional “Go to market” strategy for market creation- Driving operational rigor for margin accretion, cash collection and project execution

- Financial audit for long term service contracts across Aviation and Power business- Commercial risk assessment for obligations under long term contracts for fleet maintenance - Review of deal evaluation process to analyze gaps resulting in financial and reputational risk

- Assisting CEO & CFO with business level financial deep dives, sectoral analytics and competitor performance- Material cost reduction project with core savings aimed at product margin accretion- Long term project accounting for multi-year Subsea contracts, billings and cash management across regions- Fast-track retail funding program for small ticket size (INR < 50 lacs) healthcare equipment financing

- Cost liquidation management for centralized finance function teams across businesses in India- Facilities cost optimization aimed at reducing cost per seat, streamlined contracts across India businesses

- Cost liquidation management for centralized finance function teams across businesses in India- Facilities cost optimization aimed at reducing cost per seat, streamlined contracts across India businesses

- Financial and tax audit for automotive and ancillary manufacturing companies across NCR region