Key Responsibilities :* Pre analysis credit cards proposal based on scrutiny and evaluation by following banks lending guidelines/PPG.* Assess credit risk and client viability, analysing financial statements and cash flow of customers.* Analysis of statement of accounts for credit cards proposal.* Coordinate with credit cards sales, crads operation, cards customer service, cards collection department & branches regarding approval, decline of any proposal for smooth operation.* Coordinate with central verification unit & others outsource agencies.* Ensure compliance with internal policies and procedures external regulatory requirements.* Updating information to manager cards credit related to market and industries.* Documentation work pre and post sanction of credit cards proposal.* Prepare written credit approvals and denials.* Prepare and update MIS related to crads credit as and when required.

Key Responsibilities :* Analysis unsecured and secured lending products (credit cards, personal loan, auto loan,bike loan and pathao bike loan) based on scrutiny and evaluation by following banks lending guidelines/PPG.* Assess credit risk and client viability, analysing financial statements and cash flow of customers.* Analysis of statement of accounts for credit cards and personal loan proposal.* Coordinate with retails and credit cards sales, crads and retails operation, customer service, collection department & branches regarding approval, decline of any proposal for smooth operation.* Coordinate with central verification unit & others outsource agencies.* Ensure compliance with internal policies and procedures external regulatory requirements.* Update information to manager cards credit and personal loan related to market and industries.* Documentation work pre and post sanction of credit cards and personal loan proposal.* Prepare written credit approvals and denials.* Provide customer service support and professional guidance.* Prepare and update MIS related to crads and retails credit as and when required.

Key Responsibilities :* Checked customer details in retails MIS, CIM (Card Information Management) and De-dupe.* Maintained CIB searching and database.* Credit Turn Over (CTO) calculation from bank statement.* Incomplete documentation checking.* Maintained of Central Screening Unit as team leader.