Pascal Winter Email & Phone Number

Researching, advising and engineering Longevity risk pooling solutions.Along with Richard K. Fullmer and Manual G. Huitron, pioneers in longevity risk pooling, we advise governments and institutions to enhance lifetime income for current and future retirees. We also provide technology to model, administrate and market risk pooling solutions.With existing schemes already launched in US, Canada and Australia, and growing appetite for reliable and accessible lifetime income - we believe a wide development of risk pooling technology can help improve retirement income of millions of people across the world.

Along with a team of engineers and marketers, we provide a geomarketing SaaS platform allowing to select, plan and optimize a retail network based on geo-localized data intelligence.Symaps allows brands and distributors to enhance their positioning with objective external data - such as population, footfall, amenities and tailor made sources - and combine them with internal data and existing network to maximize return on brick and mortar investment.

Taipei City, Taiwan

In a Joint-Venture with Taiwan Cooperative Bank where BNPP Cardif has a 49% share, I managed the Actuarial and Finance departments. With a team of 20, we ran the local BAU and regulatory requirements while participating to the company transformation:+ Internal Actuarial Pricing Team set-up (previously outsourced)+ IFRS17 Project: Gap Analysis delivered and preparing Design phase+ Data Analytics/Business Intelligence strategy with quick-wins implemented

Beijing

In a Joint-Venture with Bank of Beijing where BNPP Cardif had recently acquired a 50% share, and in a predominantly Chinese environment, I led both Risk and Compliance teams to reinforce the Risk framework of the company. We implemented a new CROSS Risk Appetite Framework, reinforced Risk department with dedicated technical RM team and improved the company SARMRA regulatory inspection rating.

Gangnam-Gu, Seoul, Korea

In a recently acquired entity, I was leading the Finance & Actuarial division: Pricing, Valuation, Planning and Accounting departments. With a team of 10 people, we were responsible for supporting the business development along with implementing BNPP Cardif risk management framework and reporting standards.

Hong Kong

In BNP Paribas Cardif Asian regional office, I was responsible of coordinating the implementation of a Performance Management framework derived from each entity Strategic Plan. Alongside, I participated in various mission, including M&A projects, new entity integration, Risk management support and Data Analytics deployment.

Mumbai Area, India

In State Bank of India Life, an Indian Joint Venture with the largest bank in India where BNPP Cardif had a 26% stake, I was in charge of ALM and underwriting risk monitoring. With a team of 5 people, we reinforced the ALM framework, developed an automatized experience analysis tool and participated in the implementation of a company-wide Risk Appetite project inspired from Solvency 2 standards.

Taipei City, Taiwan

Following the creation of a new JV and the increasing share of Market Risk in Taiwanese entities, I was appointed ALM Manager, a newly introduced department. With a small team of 2 people, we created the ALM monitoring framework and worked closely with Investment, Actuarial and Product development to coordinate and control the Market Risk exposure.

Taipei City, Taiwan

Taipei City, Taiwan

Lyon, Auvergne-Rhône-Alpes, France

I participated to the development of Temporary Disability software (VB) and finalized the memoire "Two dimensionnal recovery curve estimation by using spline surfaces" which was presented in 2006 ICA and published in BFA, n13, vol. 7

Master'S Degree, Actuarial Science

Classe Preparatoire - Mathematics And Physics, Mpsi - Mp