Patrick Ahern Email and Phone Number

The Authority, with the consent of the Board of County Commissioners, provides financing of industrial projects that are beneficial to the community, including manufacturing plants, pollution and waste control facilities and certain not-for-profits such as hospitals.

Provided commercial lending, SBA 7a and 504 financing, treasury management, deposit accounts and other commercial banking services to businesses located in the Tampa and the St. Petersburg markets.

Managed all operations, compliance, service and sales for my assigned banking center. Led team to exceed all goals in deposit growth, treasury services, residential mortgages, consumer lending, SBA loans and commercial lending. Specialized in SBA loans, commercial lending and business banking services. SBA Subject Matter Expert Tampa Bay Region. My team provided Best-In-Class Service to our clients and our community.

Lead, coached and motivated the Key Biscayne, Brickell, Downtown, South Beach, Aventura and Hallandale teams to success in sales, service, compliance and operations. Created a sense of team work within both direct reporting lines and colleagues. Responsible for the growth of loans, deposits and overall profitability for the Downtown/Brickell Market. Credit trained and proficient in credit knowledge, structuring and negotiating deals. Specializing in commercial lending.

Managed sales, service, compliance and business operations for the Downtown Miami Banking Center, the largest CNB Banking Center.Sales Leadership: Oversaw retail sales and service function to effectively serve customers’ total financial needs and providde Best-in-Class-Service, achieving #1 branch status in June 2011, up from #19 of 26. 100% of bankers at Banking Center obtained incentives. Promoted to the Downtown Flagler/Main Banking Center May 2012. Increased Downtown Flagler/Main Banking Center Deposits by 345% of goal in 2012 and 858% of goal by Q2 of 2013.Lead/Referral Generation: Developed strategic partnerships with business owners and real estate industry professionals to increase loans and deposits. Active networker through Business Networking International, Coral Gables Chamber of Commerce, Greater Miami Chamber, and the Probate and Banking Committee. Staff Supervision & Retention: Coached, trained, and mentored Banking Center team of 9. Lead sales team to exceed sales goals and qualify for incentives.Operations Management: Directed all activities to meet and exceed sales goals and compliance standards.

Advanced within Wachovia and Wells Fargo to leadership positions of increased accountability and influence based on consistent record of exceeding all staffing, sales, account growth, and profitability performance metrics. Managed sales and business operations for $120 million branch in Coral Gables with 13-member retail sales and service team. • Sales Leadership: Oversaw retail sales and service function to serve customers’ total financial service needs, resulting in greater market share, wallet share, and profitability through teamwork, collaboration, and a vital sales and service organization. Increased sales rank to #1 from #7, out of 9 Dade Downtown branches and finished year at 100%+ goal 2010. • Lead/Referral Generation: Developed a referral strategy that increased teller referrals from 40% to 160%, #1 in SE Florida. • Staff Supervision & Retention: Coached, trained, and mentored platform sales team to exceed sales goals and qualify for incentives. Achieved significant increase in staff retention (15% vs. 50%) in a branch that had experienced four branch managers leaving during the previous 18 months. • Business Growth: Expanded store team from 8 to 13 employees as a direct result of sales and revenue growth. • Customer Service: Boosted customer service scores from 76% in Q1 to 91.3% in Q3, 2010. • Operations Management: Directed all activities to meet and exceed goals, including effective salary administration and rewards, budget development and administration, and creation of goals, staffing models, schedules, and performance standards.

Prospected and obtained new banking relationships among small business and personal accounts in Aventura market. • Sales Achievements: Surpassed colleagues as consistent Top Licensed Financial Specialist in total investment revenue. • Recognition: Earned multiple Shared Success Awards for teamwork, policies, performance, and investment dollars. • Financial Sales: Sold a wide range of retail banking and credit products (loans and cards), including payroll and insurance services, mutual funds, annuities, and checking and savings accounts. • Relationship Building: Collaborated with Wells Fargo partners such as payroll, merchant, insurance, private, and business bank professionals, increasing cross-sell opportunities and maximizing sales and quality outcomes. • Staff Supervision: Coached tellers and mentored bankers to increase referral and store numbers.

Whole Sale RepresentativeIncreased Wachovia marketable and portfolio wholesale mortgage sales by building long term business relationships with mortgage broker businesses throughout the tri-county area, an aggressive marketing campaign including cold calling and direct mail, outstanding customer care, reliable service and referral business. Developed broker presentations, organized seminars and conducted broker training. Provided new hire training and mentorship. Differentiated with the following achievements: Rookie of the year 2006; Consistent performer within the top 10% of 157 Wholesale Representatives; 12 Time Top Gun Award Winner; 43% increase in revenues from 2006 to 2007; Shared Success Award for Teamwork April 08.

Realtor

Founded and directed a highly profitable telecommunications business, connecting multiple carriers to various businesses throughout South Florida. Developed business plan and strategy, established offices, negotiated carrier contracts, recruited and managed 150 independent sales agents, built a customer base of 1600 accounts and grossed over $1 million net residual revenues annually. Achieved multiple carrier awards and maintained large billing base with over 15 telecommunication carriers. Closed 4.8 million dollar contract with Aviall and provided service to large retail chains such as For Eyes Optical.

Sold wireless services to large business accounts throughout the tri-county territory. • Recognition: Earned Peak Performer 4th Quarter 1998 for achieving 133% of quota and Top Producer averaging 127% for four consecutive quarters. • Major Accounts: Closed sales with such businesses as Fidelity Federal Bank, Carl’s Furniture, BE Aerospace, Sysco Foods, Cheney Brothers, and The Dioceses of Palm Beach. • Account Development: Secured, grew, and maintained key client accounts by identifying telecommunications needs and presenting affordable and broad-based solutions. • Lead Generation: Increased referrals and sales by spearheading and leading a Communication and Technology Lead Group comprised of technology-driven sales champions. • Collaboration: Worked closely with long distance, data, and local service reps to present customized solutions.

Served in both leadership and hands-on technician roles, managed six technical and combat personnel. • Technical Training: Received technical instruction in Encryption, Radio-teletype and Landline Communications. • Received the National Defense Service Medal