Pankaj is a P&C Insurance Industry Business leader with 20+ years of experience with deep domain expertise in insurance and is part of LTI’s Insurance Consulting Practice Leadership Team. He has experience in leading and delivering Insurance transformation programs. His expertise lies in using contemporary approach to build business solutions that are fit for purpose and is adept at applying the right solutions to the right business problem.He is a thought leader with in-depth understanding of the impact of emerging technological advances on the Insurance business and is a strong proponent of Innovation, specifically cross-industry innovation. He has a good understanding of usage of latest and futuristic technologies such as Artificial intelligence/Machine Learning, Augmented Reality/Virtual Reality, Facial Recognition, IoT , Blockchain ,RPA, etc.He has worked on multiple complex transformational programs such as underwriting platform, policy administration system redesign, application rationalization roadmap, defining target operating model and defining business capability maps across P&C Insurance Value Chain. On these various engagements he has led the business design, assurance and change management functions and delivered outcomes through different SDLC delivery models like waterfall, iterative and agile models.He has worked across various geographies including US, Europe, Asia and UK markets in multi-faceted roles such as Domain Subject Matter Expert , Business Solutions Architect , Lead Business Consultant, Business Analyst. He has managed Strategic Enterprise Accounts and has an inherent ability to build and nurture CXO level relationships. He comes with extensive experience in Business Solution Consulting in Insurance domain ,having led the Business Analysis Practice and built insurance capabilitiesSpecialties:• Insurance Subject Matter Expert (SME)• Business & Strategy Consulting