Patrick Kim Email & Phone Number

St. Petersburg, Florida, Us

Fort Washington, Pa, Us

New York, Ny, Us

***Transitioned to FirstKey Mortgage LLC (“FKM”) as of 2/16/2016. FKM is indirectly owned by certain funds managed by affiliates of Cerberus Capital Management, L.P.*** FirstKey Mortgage LLC is the securitization arm and asset manager for the funds of Cerberus Capital Management, LP. From 2015 until present, FirstKey has been the largest Private/144A Rated RMBS Issuer in the United States. Starting in 2016, FirstKey is the Sponsor for the Towd Point Mortgage Trust ("TPMT") program in the United States. Additionally, FirstKey is the Co-Sponsor and/or Structuring Agent for the Towd Point Mortgage Funding ("TPMF") program in the UK/EU• Issued over $30BN in rated securitized transactions (144A and Reg S) in United States, United Kingdom and European Union• Structure transactions to improve executions by as much as 10% across various asset classes• Assist Sales team with investor communication to diversify base and increase capital market acceptance of the program• Coordinate securitization process between various deal parties to ensure a smooth transaction• Manage United Kingdom and European due diligence process for new asset acquisitions to ensure ability to securitize• Transaction products include RPLs, Standalone Seconds, private label reverse mortgages, HELOCs, Student Loans, UK Owner Occupied, UK Buy to Let and unsecured UK consumer debt

New York, Ny, Us

Caritas Debt Services Inc. is a nonprofit organization dedicated to providing housing debt relief to low-income individuals and families. Began a program to purchase homes from the Department of Veterans Affairs for the purpose of providing temporary housing for homeless veterans with the possibility of purchasing the home.

Us

Operational Analysis / Business Intelligence --Design and develop reports to determine operational efficiency and identify areas of concern--Identified a bottleneck which was causing 90% of the delays in processing license applicationsQuantitative Policy Analysis / Internal Executive Communications--Review Virtual Currency applications for regulatory policies and procedures including, but not limited to, Capital planning and initial reviews of AML/BSA/KYC documents. --Provide analysis on consequences of Basel III and other regulatory items (sample Basel III comment letter can be downloaded from profile or from: http://dfs.ny.gov/reportpub/prlt121022.pdf)--Formulated defensible capital requirement for companies seeking a Virtual Currency licenseNegotiations / External Executive Communications--Developed and negotiated economic framework to help resolve Jefferson County, Alabama bankruptcy (2nd largest Municipal bankruptcy, behind Detroit)--Facilitate negotiations between regulated entities and counterparties by determining objective valuations--Mine consumer and financial data for consumer protection as it relates to credit scoring, consumer behavior and quality assurance

Management Consulting--Provide insight for business operations and marketing--Improve underwriting guidelines to reduce probability of default--Create transparency in business plans and financial projections for investors--Worked with data across various industries from education to marketing to consumer finance

New York, Ny, Us

Project Management--Assisted with the management of the estate of Lehman Brothers Holding Inc after bankruptcy--Coordinated efforts to hire over 400 employees to manage the wind down of the estate across all positions and levels--Merged efforts across different countries to create an efficient workflow --Coordinated the process of reinstituting IT services after the bankruptcy --Provided day to day Operating management through the initial build outValuations--Provided valuations on various securitized assets (ABS/MBS) that were held for collateral or which were required for physical settlement of Credit Default Swaps--Provided valuations of pools of mortgages to insure fair market value on liquidated residential mortgage assetsCounterparty Negotiations--Managed negotiations regarding the Termination Values on various derivative contracts across Interest Rate, FX, Commodity, Securitized Products and Equity derivatives

Provided insight to investors that were bidding on residential mortgage loans and mortgage-backed securities by providing in depth analysis of various pools and summarizing results into single page bid information sheets. Coordinated bidding efforts by lining up prospective buyers with assets within their risk tolerance.

Frankfurt Am Main, Hessen, De

Structuring/Valuations--Ran valuations on whole loan bid packages using a combination of Excel, INTEX and in house tools--Lead structurer on all third party Home Equity deals (incl. Second Liens and HELOCs) --Maintained and provided sole structuring expertise for the entire RMBS effort during most of 2006 Project Management/Risk Analysis--Spearheaded various operational projects including market risk analysis and development of new internal tools--Worked with Collateral Team to use Loan Performance Risk Models in assessing valuations and risk on whole loan packages--Provided ABX analysis by working with Research team utilizing PolyPath software--Developed specialized Intex files specifically for innovated Reverse Turbo and specialty turbo assets--Worked with INTEX on improving various subroutines and functionality of its Dealmaker and Desktop productsClient Management/Relationship Building--Managed processes with traders, bankers and sales teams to bring in new business opportunities--Assisted Clients with special projects to help them explore new product areas for growth

Relationship Manager: Maintained relationships across several accounts while initiating contact for new business. Project lead on several client accounts. Structurer: Reverse engineered over 450 CDO/MBS/ABS deals using proprietary software for use in ongoing surveillance and investor reporting. Project Management/Operations: Optimized and revamped internal processing database to reduce overhead costs by 20% through a combination of decreased man hours and eliminating technological redundancies

Alexandria, Va, Us

Created Visual Wargame simulations using Discrete and Monte Carlo predictive models for attrition and cost analysis associated with various ongoing and potential military operations. Received Secret Security Clearance in order to work with sensitive materials and information.

Bs, Mathematical Sciences

Education record