Patricia Mccafferty

Patricia Mccafferty Email and Phone Number

Mortgage Loan Processor
Patricia Mccafferty's Location
Cincinnati Metropolitan Area, United States, United States
Patricia Mccafferty's Contact Details

Patricia Mccafferty work email

Patricia Mccafferty personal email

n/a
About Patricia Mccafferty

My name is Patricia (Trish) McCafferty and I have over 8 years of experience in Mortgage Loan Processing. My experience includes work with Conventional, FHA, and USDA loans. Most recently, I was a Senior Loan Processor with FFL, where I was responsible for the initial underwriting of a file before the file was sent to Underwriting. I have experience working in a team environment to get the loan to closing for our Closing Team in order to ensure the highest quality and customer satisfaction achievable. My achievements include having a 99% closing record since August of 2020.I enjoy working in a collaborative environment where I am able to learn and grow with a caring team.

Patricia Mccafferty's Current Company Details

Mortgage Loan Processor
Patricia Mccafferty Work Experience Details
  • First Federal Lakewood
    Senior Loan Processor
    First Federal Lakewood Aug 2020 - Dec 2022
    Lakewood, Ohio, Us
    • Manage service providers and vendors effectively, structures relationships with service providers• Process mortgage loan files for government program loans, special conditions, and complex loans• Review loan audit findings, completes and verifies all information entered processing system• Order documents for title requirements and follows up with all requests
  • Tata Consultancy Services
    Residential Refinance Loan Processor
    Tata Consultancy Services Sep 2019 - Jul 2020
    Mumbai, Maharashtra, In
    • Provided mortgage refinance services to customers across 48 states for refinances up to $3.5M• Ensured Clear to Close list conditions were met to close the mortgage• Request all trust and LLC documentation and submit to the Trust department for approvals• Reconciled and prepared closing package and submitted to the respective title company
  • Dearborn Savings Bank
    Mortgage Loan Processor
    Dearborn Savings Bank Mar 2018 - Sep 2019
    Lawrenceburg, Indiana, Us
  • Foundation Bank
    Residential Loan Processor
    Foundation Bank Nov 2015 - Mar 2018
    • Responsible for the full life cycle of residential mortgages, managing over $5M in residential loans each month from origination to closure.• Perform both mortgage application entry and gathered all supporting new loan documents.• Ensure three-day TRID compliance for all new loan disclosure, loan estimate, and closing disclosure to borrowers.• Gathered all fees, surveys, title work, and create closing files with title companies.• Manage all loans online that includes all mortgages, commercial, and HELOC documents• Sell and Deliver loan packages to FHLB for initial and final certification• Closes all HELOC and second mortgages
  • Watch Hill Bank
    Loan Servicing Associate
    Watch Hill Bank Feb 2015 - Nov 2015
    Cincinnati, Ohio, Us
    • Responsible for servicing $8M in commercial and residential each month to meet closing deadlines.• Manage all aspects of Insurance for over 700 mortgages for homeowners, flood, and PMI.• Prepare Sold File to FHLB, prepared documents, and completed recorded mortgages to FHLB procedures to government standards.• Perform quality control on selected residential mortgages each quarter.• Perform SBA, Participation and FHLB monthly remittance reports.• Gather all lending information to write up and post loans online for team access.• Fulfill daily lending customer requests, including loan payoffs, escrow maintenance.
  • Cincinnati Federal
    Mortgage Quality Control
    Cincinnati Federal Sep 2010 - Feb 2015
    Cincinnati, Ohio, Us
    • Quality Control lead for multiple mortgage types, including Retained, Portfolio, Construction, HELOC, and Modification & Bankers Health Group.• Manage all aspects of insurance, including homeowners, flood, and PMI, for over 1,400 loans valued over $169M, ensuring payments are made to proper insurance companies across multiple states.• Manage and report escrow balances and reporting for all bank serviced mortgages each month• Produce month end insurance reporting, including monthly payouts and cancellations• Ensure all mortgages are properly documented and filed after closing, work with Title companies as necessary to correct any documentation discrepancies.• Prepare Sold File to FLHB, prepared documents, and completed recorded mortgages to FLHB procedures to government standards.• Provide regulatory audit support as necessary.
  • Centennial Savings And Loan
    Loan Origination And Closing
    Centennial Savings And Loan Jan 1993 - Jan 1999
  • Gateway Federal Savings And Loan
    Assistant Branch Manager
    Gateway Federal Savings And Loan Jan 1989 - Jan 1993

Patricia Mccafferty Skills

Notary Public

Patricia Mccafferty Education Details

  • Middle Tennessee State University (Mtsu)
    Middle Tennessee State University (Mtsu)
    Business Administration

Frequently Asked Questions about Patricia Mccafferty

What is Patricia Mccafferty's role at the current company?

Patricia Mccafferty's current role is Mortgage Loan Processor.

What is Patricia Mccafferty's email address?

Patricia Mccafferty's email address is pm****@****ngs.com

What schools did Patricia Mccafferty attend?

Patricia Mccafferty attended Middle Tennessee State University (Mtsu).

What skills is Patricia Mccafferty known for?

Patricia Mccafferty has skills like Notary Public.

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