My name is Patricia Rapan and I am a Florida Licensed Real Estate Agent and Florida Licensed Loan Originator. I lived in Miami, Florida since 1992 and before in La Plata, Argentina where I grew up and graduated with a Bachelor Degree In Administration with a major in Accounting. I have years of experience working in accounting In the US in several positions in private companies. In 2002, I became a mortgage professional and I worked in the past with leads from the best companies in the lending industry like Lending Tree, who gave me an award in 2004 as a Certified Loan Officer. Since then I have developed and refined my skills in sales, marketing as well as my skills in negotiation. My goal is to represent my mortgage and real estate clients helping them meet today's challenging negotiation environment through my expertise dealing with banks authorities, coordinating with title companies and closing deals. I have worked with a large and diverse clientele, domestic and foreign nationals. I love to excel in customer service and my client’s goals are a priority. Specialties: I work mostly by referral with foreign nationals in real estate and I originate mostly residential mortgages . I love helping my clients reach their goals. I make sure this is a stress-free process and keep them informed about the current market. Patience, knowledge and wise decisions are the keys for clients and realtors to succeed in today's market. As a mortgage professional, I am a very well rounded loan origination who knows all the process of getting a new home or refinance, since the pre-qualification to the closing . I will be able to help borrowers of all type of credits, salaried people of self-employed. I will cooperate with all people in the team work of a mortgage process as I know this business, loan processors, underwriters, account reps, realtors, title companies, insurances agents, inspectors, I will co-work with all of them smoothly until closing. Since May 2020 , I have been working processing SBA,Office of Disaster Assistance Loans program in response to the Covid19 Disaster.