I joined Devlin Boland O'Toole Insurances Ltd in April 2015 and play a leading role in the operation and management of our Life, Pensions & Investment division.Having worked in the Insurance Industry for over 20 years I bring a diverse range of expertise to the role as Head of the Life, Pensions & Investments. Having worked in both an Insurance Company and an Insurance Brokerage, I have built up a wealth of knowledge in all aspects of financial services and tax planning.I offer personalised and professional advice on a wide range of financial products ranging from Retirement Planning, Investment Solutions, Business/Family Protection and Mortgage Advice. I also offer full financial reviews to identify any gaps in the clients protection needs ranging from Life Assurance, Serious Illness protection to Income protection.I specialise in pre and post retirement planning and have a comprehensive knowledge of company and personal pension legislation in Ireland. I also specialize in the development of personal investment portfolios tailored to individual customer requirements.Specialties:Pre and Post Retirement Consultancy, Personal Financial Planning, Investment Consulting, Co Directors & Partnership Insurances, Employee Benefits Programmes, Insured Risk Benefits, Employee Communications Programmes, Employee Investment Risk Profiling, Group Pensions, AVC Schemes, Group Risk Re-broking, Pension Scheme Wind-ups etc…