Patrick F. Email & Phone Number

Birmingham, Alabama Area

• Responsible for managing mortgage pricing engine, creating, and publishing daily mortgage rates
• Secondary Marketing mortgage pipeline hedging trader
• Document and reconcile daily MBS hedging trades
• Report monthly MBS trade settlements and request wire transfers as needed
• Execute daily mark-to-market for hedging and best execution analysis using QRM, Bloomberg, TradeWeb, and Excel
• Manage programming and testing of vital margins in the LOS

• Responsible for managing mortgage pricing engine, creating, and publishing daily mortgage rates
• Programmed Excel VBA macros to drastically transform the pricing engine to dynamically price individual states in the bank's footprint
• Document and reconcile daily MBS hedging trades
• Report monthly MBS trade settlements and request wire transfers as needed
• Execute daily mark-to-market for hedging and best execution analysis using QRM, Bloomberg, TradeWeb, and Excel
• Manage programming and testing of vital margins in the LOS

Birmingham, Alabama Area

🔸Bought/Sold pre-owned automobiles. 🔸Refurbished and performed repairs as needed.

Hoover, AL

• Led all junior salespeople in monthly sales multiple times
• Gained vital knowledge of communication and sales
• Developed and maintained relationships with customers
• Demonstrated features and benefits of automobiles
• Managed the sales process for each customer from greeting to delivery
• Advised customers on financing/leasing options

Atlanta, Georgia, United States

• Compiled and updated daily interest rates/pricing for Retail and Wholesale channels
• Managed current mortgage pipeline through revising and updating rate locks and “scrubbing” loan pipeline regularly
• Administered loan sales and MBS (mortgage-backed securities) trades
• Assisted in hedging loan pipeline through MBS trades
• Assisted in managing pull-through percentages of loan originators
• Negotiated to purchase mortgages from broker network and retail loan officers