#TEAMCAPOLeaders in the mortgage business who are reliable and efficient.

#teamcapo"When you’re looking for a lender, there are so many options. At Cardinal Financial, we value our relationships and partnerships. By offering a wide variety of products, fostering a seamless process, integrating our proprietary technology, and building a team of experienced staff, we’re working to be the lender-partner for all your needs."ProductsIndustry-leading Conventional and Jumbo pricing.Specialty loans for every borrower’s special situation.Extensive catalog of both popular and niche loan products.Flexible credit requirements and down payment assistance options.ProcessFast closings, quick turn times, and competitive rates.Communication keeps our borrowers in the know.Committed to consistently smooth transactions.Wide network of strong vendor relationships.TechnologyOur proprietary system gets loans closed fast.Seamless integration with third party software.Hassle-free underwriting with no layered conditions.Live, web-based portal—not a bottle-necked queue.PeopleOur business leaders are responsive and ready to help.Passionate staff that truly cares about their clients.We proudly volunteer and serve our community.Can-do attitude and strong sense of teamwork.

- Part of top 5 sales team for 5+ years straight- Customer Service - Trainer of new production coordinators- Telephone and internet sales- Working knowledge of originating for secondary market- Interpret and apply compliance regulations, policy, and procedures - Communicate using professional verbal and written skills- Coursework in mortgage operations- Processing experience- FHA, VA, Reverse, Conventional, FANNIE, FREDDIE, and HARP loans specialist - Knowledge of LOS, Calyx, LEADS 360, and Encompass- 5+ years experience in mortgage lending/processing/sales-Outside sales, Management, Consumer Lending, & Retail Banking

- Met or exceed mortgage production goal of $20 million on an annual basis. - Develop and implement a marketing plan for expanding new client base and product usage, with a focus on the housing market.- Maintain and expand relationships with existing clients and referral sources.- Effectively and pro-actively sold all of the organization's services with a special focus on developing strategic relationships to build a strong referral base.*Structured all credit qualifications, developed complete applications and monitored loans from origination through closing to ensure the highest service, credit and compliance quality. - Complied with banking laws, regulations and internal policies and procedures.- Corporate trainer for new associates as designated by the Vice President of Sales and/or President of Mortgage Lending. - Developed and maintained social ties within the community to assist in promoting bank relationships with targeted mortgage referral base.

- Assisted in managing the front office in a full service hotel with 10 floors , 439 rooms , 5 suites, 23 meeting rooms, 26,000 sq ft of total meeting space, and 3 concierge levels- Introduced and upsell all hotel services to generate overall revenue. - Implemented guest service recognition programs and maintained a 100% guest satisfaction survey response. - Assisted with the Hiring , and training of all new Front Office associates. - Completed scheduling for 20 front office employees. - Created customer service programs for all Front Office associates to display creative problem solving techniques to ensure guest satisfaction. - Managed the PBX switchboard office. - Maintained guest relationships with fortune 500 company executives to meet all expectations while using our corporate facility. - Assisted with group sales and banquet functions to generate revenue for the hotel- Managed all associate banks- Assisted with each Front Office Associate yearly review of progress and service goals.- Assisted in the start of the "At Your Service" department during hotel renovation.- Manager on Duty overseeing all hotel functions.