Patrick Fulgado Email & Phone Number

Sole Irwin Home Equity accountant retained by First Financial Bank to assist in an orderly transition.•Coordinated between First Financial Bank, FDIC, Green Tree Loan Servicing, external audit, and legal personnel during transitional period after bank acquisition.•Reviewed data tapes and generated general ledger entries for the home equity loan portfolio.•Reconciled the general ledger and the loan collection remittances to the loan data tapes.•Produced home equity schedules to be consolidated into federal and state regulatory reports including 10-K, 10-Q, Call Report, and state business license cancellation forms.•Documented home equity loan accounting procedures and trained successor staff.

Managed senior accountants and was responsible for maintaining accurate and timely monthly accounting close and quarterly SEC information reporting to the parent company. A very hands-on manager during period of company staff elimination.•Trained multiple personnel for transition of former senior accounting duties.•Reviewed financial statement preparation and variance analysis explanations.•Reviewed and approved various accrual calculations, general ledger journal entries, and reconciliations.•Supervised fixed asset accounting and property tax filings; performed quarterly physical fixed asset inventory testing.•Managed loan portfolio statistical reporting and analysis.•Reviewed 10-K, 10-Q, Call Report, business license renewal forms, and other federal and state regulatory schedules to be consolidated by the parent company.•Provided answers to audit staff during quarterly reviews.•Prepared the home equity line of business cash flow statement.•Accounted for sale of the $0.9 billion financed loan securitizations during second quarter of 2009. Produced summary schedules for parent company and auditor reviews.•Accounted for $0.2 billion reclassification of loans held for sale to loans held for investment during first quarter of 2007. Produced summary and detail files for the transfer of three thousand loan accounts.•Coordinated discontinuation of the MAS200 general ledger system and full conversion to the AS400 (Jack Henry) general ledger system. Created new financial statement and reporting files during the general ledger system conversion.

Created various general accounting and financial reporting processes using advanced Access query, Excel Pivot Table and Vlookup, and general ledger system skills that resulted in improved accuracy and timeliness. Effectively communicated with various levels of parent company, internal business unit, and external auditor personnel.•Prepared the financial statements and performed variance analysis.•Calculated revenue and expense accruals and reconciled related general ledger accounts.•Generated and reconciled various loan portfolio reports.•Coordinated the process to maintain proper balance sheet classifications of the loan portfolio.•Accounted for loan acquisitions and assisted in loan securitization accounting.•Produced 10-K, 10-Q, Call Report, business license renewal forms, and other federal and state regulatory schedules to be consolidated by the parent company.•Provided answers to audit staff during quarterly reviews.•Maintained the general ledger chart of accounts.•Performed general ledger system maintenance and testing of multiple system upgrades.•Reconciled company MAS200 trial balance to parent company Jack Henry trial balance.•Answered numerous diverse ad hoc requests as needed.

Created various general accounting and financial reporting processes using advanced Access query, Excel Pivot Table and Vlookup, and general ledger system skills that resulted in improved accuracy and timeliness. Effectively communicated with various levels of parent company, internal business unit, and external auditor personnel.•Prepared the financial statements and performed variance analysis.•Calculated revenue and expense accruals and reconciled related general ledger accounts.•Generated and reconciled various loan portfolio reports.•Coordinated the process to maintain proper balance sheet classifications of the loan portfolio.•Accounted for loan acquisitions and assisted in loan securitization accounting.•Produced 10-K, 10-Q, Call Report, business license renewal forms, and other federal and state regulatory schedules to be consolidated by the parent company.•Provided answers to audit staff during quarterly reviews.•Maintained the general ledger chart of accounts.•Performed general ledger system maintenance and testing of multiple system upgrades.•Reconciled company MAS200 trial balance to parent company Jack Henry trial balance.•Answered numerous diverse ad hoc requests as needed.

Initiated multiple process improvements reducing the monthly close cycle by three days.•Closed the general ledger and generated the financial statements.•Performed variance analysis on revenues and expenses of the company’s cost centers.•Filed financial reports and statements of condition with federal and state regulatory agencies.•Used FAS software to account for the company’s fixed assets.•Reconciled various general ledger accounts.

Created processes to timely reconcile company cash accounts.•Reconciled multiple cash and suspense general ledger accounts.•Coordinated with bank branches for loan, deposit, cash, and suspense account adjustments.•Posted general ledger journal entries by manual and upload processes.•Assisted and served as back-up for payroll and loan accounting groups.