Patrick Galloway Email & Phone Number

-Led targeted reviews of the Auto Finance and Home Loans businesses as well as the valuations framework of all Consumer lending portfolios (Auto Finance, Consumer Card, Small Business Card) to assess credit risk and identify suboptimal lending strategies-Designed, created, and maintained Credit Review’s first data “sandbox” for the Auto Finance portfolio to provide customizable variables, populations, and filters for risk reviews and continuous portfolio monitoring-In constructing corrective action plans for identified risks, effectively challenged business leaders to create sustainable solutions that addressed the root cause of the issue-Contributed to the design, testing, and implementation of a new workflow tool/system of record-Drafted quarterly risk reports for the Auto Finance and Home Loans businesses utilizing internal business, external industry, and macroeconomic data points-Designed, created, and socialized industry and economic data monitoring from the Moody's Data Buffet for all Consumer portfolios-As a member of the overall Credit Review team, contributed as a team member for a function that received three consecutive “Strong” ratings from the OCC, the only Capital One function to-date to achieve this

-Conducted reviews of credit models and overall model framework to assess design soundness, governance, and potential credit risk-Designed, created, and maintained Credit Review’s first automated model monitoring dashboard to give a comprehensive, risk-based view of the overall model population and flag potential governance violations or worrying performance trends

Plano, Tx

-Created, analyzed, and socialized datasets for Auto Finance, Home Loans, and Credit Card lines of business to support reviews and continuous monitoring utilizing SQL and SAS language and Microsoft Office Tools (e.g. Excel and Essbase)-Designed, created, and maintained Credit Review’s first monitoring suite for the Auto Finance and Home Loans businesses

-Analyzed business-level data for quality and overall industry insight for the publication of annual wholesale and quarterly service industry data on revenue and expense figures-Analyzed industry-level trends to publish internal reports providing support to published data and historical insights into industry performance

Baltimore, Maryland Area

-Selecting a team and leading meetings to plan and execute a trip for 20-30 students off-campus-Budgeting and organizing resources such as food, transportation, and lodging-Managing the student group before, during, and after the trip to ensure proper preparation, execution, and wrap-up activities-Documenting all procedures throughout the planning and implementation for future reference and guidance

Master Of Arts (M.A.), Economics

Bachelor Of Business Administration (B.B.A.), Economics