Patrick Gaughan

Patrick Gaughan Email and Phone Number

Vice President and Senior Credit Officer @ Mechanics Cooperative Bank
Middleborough, MA, US
Patrick Gaughan's Location
Middleboro, Massachusetts, United States, United States
Patrick Gaughan's Contact Details

Patrick Gaughan personal email

n/a

Patrick Gaughan phone numbers

About Patrick Gaughan

I lead a team of credit analysts and compliance personnel at a growing community bank. Our team strives to provide excellent service and support to the commercial lending team while maintaining the integrity of the Bank's credit culture.

Patrick Gaughan's Current Company Details
Mechanics Cooperative Bank

Mechanics Cooperative Bank

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Vice President and Senior Credit Officer
Middleborough, MA, US
Employees:
69
Patrick Gaughan Work Experience Details
  • Mechanics Cooperative Bank
    Vice President And Senior Credit Officer
    Mechanics Cooperative Bank
    Middleborough, Ma, Us
  • Mechanics Cooperative Bank
    Vice President & Senior Credit Officer
    Mechanics Cooperative Bank Nov 2016 - Present
    Taunton, Ma, Us
    Oversee a team of credit analysts and compliance personnel who support the commercial lending function through new loan underwriting and annual loan reviews. Prepare Board Reports that, among other things, focus on industry concentration and risk rating migration within the Commercial Loan Portfolio. Maintain the integrity of the Bank's credit policies & procedures.
  • Rockland Trust
    Vice President
    Rockland Trust Jun 2012 - Oct 2016
    Rockland, Massachusetts, Us
    Commercial Loan Officer
  • Middleboro Youth Soccer
    Travel Coach
    Middleboro Youth Soccer 2001 - Jun 2016
    Coached 5 League Champions. Coached7 teams to the Mass. Tournament of Champions over 8 years with 1 Final Four team and 1 Sportsmanship Award team.
  • Mayflower Cooperative Bank
    Assistant Vice President & Commercial Loan Officer
    Mayflower Cooperative Bank May 2009 - May 2012
  • Sovereign Bank
    Vice President - Senior Relationship Manager
    Sovereign Bank Jul 1996 - Feb 2009
    Boston, Ma, Us
    Establish, retain and grow business relationships with commercial businesses generating up to $20 million in revenues and $5 million in loan exposure.Cultivate new loans, deposits, and cross-sell fee-producing products to prospects while maintaining the Bank’s strict guidelines for credit quality and profitability.Manage one of the Bank’s largest loan and deposit portfolios, providing new loans, deposits, and products as warranted.Consistently recognized at sales events as a Top Performer for new loans, new and increased deposit balances, and new, fee-based product sales.
  • Middleboro Planning Board
    Member
    Middleboro Planning Board 2000 - 2008
  • Middleboro Planning Board
    Member
    Middleboro Planning Board 2000 - 2008
  • Fleet Bank
    Commerial Real Estate Loan Officer
    Fleet Bank Apr 1990 - Jul 1996
    Us
    Manage a loan portfolio totaling $25 Million consisting of commercial investment real estate loans securing assets throughout Eastern Massachusetts. Responsibilities included requesting and obtaining financial information for loan renewals, annual or semi-annual loan reviews, and the collection of delinquent loan payments.Underwrite new loans for both my own portfolio as well as construction loans for affiliated loan groups located in Eastern Massachusetts, including obtaining the necessary approvals for the proposal and monitoring the loan documentation process in order to ensure compliance with all applicable policies and approval conditions.Coordinate the inspection and documentary adequacy of all construction loans on the South Shore with face amounts ranging from $100,000 to $2 Million.While employed in this function, I participated in loan due diligence teams, reviewing portfolios of failed banks and banks we were preparing to acquire.
  • Plymouth-Home National Bank / Bank Of New England
    Credit Analyst / Manager Trainee
    Plymouth-Home National Bank / Bank Of New England Jun 1986 - Apr 1990
    Manage a loan portfolio of $9 - 15 Million centered in the greater Brockton / Northern Plymouth County marketplaceUnderwrite new loans and prepare presentations for formal loan approvalAssist Credit Department Manager with the training of new staffCoordinate and prepare presentations for Senior Management

Patrick Gaughan Skills

Banking Loans Credit Commercial Lending Credit Analysis Finance Portfolio Management Real Estate Small Business Lending Cross Selling Commercial Real Estate Commercial Banking Credit Risk Management Due Diligence Mergers And Acquisitions Sales Construction Loans Investment Properties Training Commercial Mortgages

Patrick Gaughan Education Details

  • Stonehill College
    Stonehill College
    Economics
  • University Of Notre Dame
    University Of Notre Dame
  • Bishop Stang High School
    Bishop Stang High School

Frequently Asked Questions about Patrick Gaughan

What company does Patrick Gaughan work for?

Patrick Gaughan works for Mechanics Cooperative Bank

What is Patrick Gaughan's role at the current company?

Patrick Gaughan's current role is Vice President and Senior Credit Officer.

What is Patrick Gaughan's email address?

Patrick Gaughan's email address is la****@****ast.net

What is Patrick Gaughan's direct phone number?

Patrick Gaughan's direct phone number is +178184*****

What schools did Patrick Gaughan attend?

Patrick Gaughan attended Stonehill College, University Of Notre Dame, Bishop Stang High School.

What are some of Patrick Gaughan's interests?

Patrick Gaughan has interest in Children.

What skills is Patrick Gaughan known for?

Patrick Gaughan has skills like Banking, Loans, Credit, Commercial Lending, Credit Analysis, Finance, Portfolio Management, Real Estate, Small Business Lending, Cross Selling, Commercial Real Estate, Commercial Banking.

Who are Patrick Gaughan's colleagues?

Patrick Gaughan's colleagues are Tina Clohisy, Olga Andrade, Tina Clohisy, Veronica Medeiros, Melissa Dacosta, Tom Steele, Fatima Martins.

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