Patrick Kommer Email & Phone Number

Madison, Wi, Us

Cottage Grove, Wisconsin, United States

• Underwrite consumer loans: analyze credit risk, analyze fraud risk and make approval/denial/counter decisions on consumer loans• Perform member financial and credit reviews by analyzing their financial picture including current debt structure, debt restructuring solutions, savings, deposit and investment solutions, budgeting and goal planning, life insurance coverage, and credit maintenance in order to make more and save more money for Summit's members.• Establish and maintain… Show more • Underwrite consumer loans: analyze credit risk, analyze fraud risk and make approval/denial/counter decisions on consumer loans• Perform member financial and credit reviews by analyzing their financial picture including current debt structure, debt restructuring solutions, savings, deposit and investment solutions, budgeting and goal planning, life insurance coverage, and credit maintenance in order to make more and save more money for Summit's members.• Establish and maintain continuous working relationships with the member base to be their financial mentor and help them achieve their financial goals.• Process loan applications, advise on appropriate lending solutions and disperse consumer loans including mortgage refinances, credit cards, auto loans, personal loans and second mortgages.• Help members protect their assets through the sale of consumer lending products including GAP Protection, and Credit Life, Credit Disability and Involuntary Unemployment payment protection. Show less

Madison, Wisconsin, United States

• Regularly assist in coaching network lenders through observation and review to improve their sales process and lending knowledge.• Recently worked closely with Lending Sales Manager on creating and contributing to video resource library to showcase my expertise and process on sales execution. Have continuously worked with Lending Sales Manager on executing pilot projects focused on targeted outbound calling to test effectiveness of targeted leads.• Season 13 (2021), Project… Show more • Regularly assist in coaching network lenders through observation and review to improve their sales process and lending knowledge.• Recently worked closely with Lending Sales Manager on creating and contributing to video resource library to showcase my expertise and process on sales execution. Have continuously worked with Lending Sales Manager on executing pilot projects focused on targeted outbound calling to test effectiveness of targeted leads.• Season 13 (2021), Project Money Winner: coached a family for 7 months in Summit Credit Union's 13th season of Project Money. Project Money is a competition between four families to achieve the most overall financial improvement through increasing savings and decreasing debt. My family increased their savings by nearly $19,000 and decreased their debt by nearly $4000, and we won Project Money.• Conceived, created and implemented for company wide use a Business-to-Business resource that allowed Summit to obtain proof of homeowner's and auto insurance electronically and directly from the insurer. • Perform member financial and credit reviews by analyzing their financial picture including current debt structure, debt restructuring solutions, savings, deposit and investment solutions, budgeting and goal planning, life insurance coverage, and credit maintenance in order to make more and save more money for Summit's members.• Establish and maintain continuous working relationships with the member base to be their financial mentor and help them achieve their financial goals.• Process loan applications, advise on appropriate lending solutions and disperse consumer loans including mortgage refinances, credit cards, auto loans, personal loans and second mortgages.• Help members protect their assets through the sale of consumer lending products including GAP Protection, and Credit Life, Credit Disability and Involuntary Unemployment payment protection. Show less

Madison, Wisconsin Area

• Assist in coaching tellers and other lenders through observation and review.• Perform member financial and credit reviews by analyzing their financial picture including current debt structure, debt restructuring solutions, savings, deposit and investment solutions, budgeting and goal planning, life insurance coverage, and credit maintenance in order to make more and save more money for Summit's members.• Open, close, and maintain personal and business accounts, and assist… Show more • Assist in coaching tellers and other lenders through observation and review.• Perform member financial and credit reviews by analyzing their financial picture including current debt structure, debt restructuring solutions, savings, deposit and investment solutions, budgeting and goal planning, life insurance coverage, and credit maintenance in order to make more and save more money for Summit's members.• Open, close, and maintain personal and business accounts, and assist business members on business product solutions.• Establish and maintain continuous working relationships with the member base to be their financial mentor and help them achieve their financial goals.• Process loan applications, advise on appropriate lending solutions and disperse consumer loans including mortgage refinances, credit cards, auto loans, personal loans and second mortgages.• Help members protect their assets through the sale of consumer lending products including GAP Protection, extended warranty, and Credit Life, Credit Disability and Involuntary Unemployment payment protection.• Review member credit reports to advise them on their credit worthiness and to assist underwriters in making decisions on loan requests.• Help members make investment decisions and refer them to Summit's financial advisors when appropriate.• Assist member's in opening, closing and making withdraws from their Individual Retirement Accounts (IRA's). Show less

Madison, Wisconsin Area

• Assist in coaching branch staff through observation and review.• Implemented & led company initiatives with branch staff.• Led lender meetings & branch meetings around specific, relevant topics focused on developing their skills and knowledge.• Prioritized staff development through monthly one-on-one's focused on their career development plans in order to help staff achieve their career development goals.• Met with staff biweekly to focus on their results, the… Show more • Assist in coaching branch staff through observation and review.• Implemented & led company initiatives with branch staff.• Led lender meetings & branch meetings around specific, relevant topics focused on developing their skills and knowledge.• Prioritized staff development through monthly one-on-one's focused on their career development plans in order to help staff achieve their career development goals.• Met with staff biweekly to focus on their results, the activities they did to achieve those results, and establish next steps to improve within their role.• Conducted monthly inspections of lenders' membership and loan applications in order to ensure sales integrity.• Worked with Human Resources through the staffing & hiring process including interviewing and candidate selection. Show less

Madison, Wisconsin Area

• Open, close, and maintain personal and business accounts, and assist business members on business product solutions.• Establish and maintain continuous working relationships with the member base to be their financial mentor and help them achieve their financial goals.• Process loan applications, advise on appropriate lending solutions and disperse consumer loans including mortgage refinances, credit cards, auto loans, personal loans and second mortgages.• Help members… Show more • Open, close, and maintain personal and business accounts, and assist business members on business product solutions.• Establish and maintain continuous working relationships with the member base to be their financial mentor and help them achieve their financial goals.• Process loan applications, advise on appropriate lending solutions and disperse consumer loans including mortgage refinances, credit cards, auto loans, personal loans and second mortgages.• Help members protect their assets through the sale of consumer lending products including GAP Protection, extended warranty, and Credit Life, Credit Disability and Involuntary Unemployment payment protection.• Review member credit reports to advise them on their credit worthiness and to assist underwriters in making decisions on loan requests.• Help members make investment decisions and refer them to Summit's financial advisors when appropriate.• Assist member's in opening, closing and making withdraws from their Individual Retirement Accounts (IRA's). Show less

Dubuque, Iowa

• Establish and maintain positive working relationships with the member base to provide excellent customer service and establish member loyalty.• Process, prepare and distribute consumer loans including credit cards, auto loans, personal loans and second mortgages.• Help members protect their assets through the sale of consumer lending products including GAP Protection, extended warranty, and Credit Life, Credit Disability and Involuntary Unemployment payment… Show more • Establish and maintain positive working relationships with the member base to provide excellent customer service and establish member loyalty.• Process, prepare and distribute consumer loans including credit cards, auto loans, personal loans and second mortgages.• Help members protect their assets through the sale of consumer lending products including GAP Protection, extended warranty, and Credit Life, Credit Disability and Involuntary Unemployment payment protection.• Assist members in general customer service inquiries including withdraws, deposits, account inquiries, and account maintenance.• Advise members on their finances via guidance on budgeting, saving and managing credit.• Review members' credit reports to advise them on their financial picture and to assist underwriters in making decisions on loan requests.• Help members make investment decisions and refer them to DuTrac's financial advisors when appropriate.• Assist member's in opening, closing and making withdraws from their Individual Retirement Accounts (IRA's). Show less