I was a real estate apprasier when I was 19, I lost my job in October 1987 due to the S & L bailout and went back to school to finish my B.S. Degree in Real Estate and Land Use Affairs. I then became a Mortgage Banker and then moved to Colorado to open a Mortgage Banking office for a Boulder based office. I then became a Mortgage Broker with my own business, and was very successful. I worked with builders in Keystone and Breckenride, CO. Then I moved to Whitefish, MT, becoming far more advanced than most people as I knew this area was going to explode; as it has. I was Big Mountain Mortgage until the government destroyed the mortgage industry. I then became a Feasibility Study Analyst. That's how I've been making my living. Fortunately this has lead me to many interesting areas in real estate rich areas. I've learned many things from the public as well as from the planners.I reap what I learn.