Patrick Matteson Email & Phone Number

Boston, MA, US

Greater Boston Area

Manage a $2 billion structured mortgage finance portfolio. Facilities include standard mortgage warehouse and mortgage servicing rights. Clients include privately held companies, as well as publicly traded companies with capitalizations ranging from $5 million to $1 billion.Helped develop and manage the group’s reverse mortgage platform by underwriting and.

Greater Boston Area

• Conducted analyses such as cash flow, sensitivity, industry and return on capital which were essential in guiding credit decisions made at the Executive level. Commitments ranged from $1 Million to $125 Million.
• Obtained and analyzed financial and business information pertaining to customer and prospect loan requests, primarily large Institutional Healthcare clients.
• Contributed significantly to group loan decision process based on evaluation of credit risk and other key factors.
• Supported commercial banking team and recommended credit solutions that added value to the Customer.
• Managed specific credit activities to ensure performance quality, consistency of underwriting and timeliness that exceeded Customer expectations.
• Acted as a consultant to business lines regarding credit issues, processes and procedures.

• Collected, analyzed, and presented quantitative and qualitative research findings that helped drive the client’s business strategy in expanding its global operations
• Conducted a competition and customer analysis, evaluated market patterns and trends, and identified key indicators across internal and external sources that helped generate a forecast model and prepare a final report.

Franklin, MA

• Prepared timely and insightful credit analysis applications for a diverse, medium complexity and sophisticated portfolio of commercial & industrial and commercial real estate.
• Conducted independent and objective annual reviews of existing loans as well as scheduled and unscheduled loan reviews of the existing portfolio.
• Reviewed approval conditions vis-a-vis the loan documentations for existing loans to ensure integrity of the credit process.
• Created thorough and concise analyses of the risks and mitigants of pending commercial loan requests by reviewing and analyzing the borrowers’ financial statements, including but not limited to income statements, cash.
• Prepared sensitivity analyses, pro forma cash flows, and assessments of collateral and guarantor financial condition.
• Conducted analysis of the market (customers) and industry (competition, suppliers, substitutes, and potential new entrants) and management teams.

Mba, Finance, Economics

Activities and Societies: Volunteer: HEC Montreal Sustainability Weekend • Received admission scholarship in recognition of professional.

Bachelor Of Science, Business Administration

Activities and Societies: Intramural Basketball