Patrick Mc Kenna Email & Phone Number

Chicago, Illinois, United States

Senior credit professional with extensive experience in tax return analysis including fraud investigation and prevention. Frequent top producer recognized for analytical problem solving including negotiation that resolves complex situations, delivering solutions that enhance customer relationships. A frequent mentor assisting other colleagues reach their.

Underwrite non-conforming loansAnalyze Tax Returns, K-1's

Analyze Business Tax Returns (Partnerships, S-Corps, Corporations)Evaluate the financial strength of borrowers to determine risk and repayment capacity.Leverage knowledge of loan products to help restructure turned-down loans for subsequent approvals. Maintain compliance with lending, underwriting and government requirementsFull knowledge of FNM and FHLMC.

Illinois, United States

Performed Complex Income Calculations (Partnerships, S-Corps, Corporations)Analyzed Credit, Assets and Appraisals

Illinois, United States

Illinois

AVP – Lending Manager 11/2020 – July 2021Lead a team of Credit Underwriters and ensured that credit analyses are appropriate to the nature and risk of the credit decision being supported; Proactively engaged with Underwriters and Lending Officers to participate in the screening and structuring of credit decisions, and to ensure that issues are escalated as.

Greater Chicago Area

Forecasting the effectiveness of the online marketing programs applied to each restaurateur account and, in turn the profitability of each new client, ranging from $5K-$1,000,000 per dealImplementing and spearheading a large transaction process for better efficiencyWorks closely with Credit Manager and Vice President of Credit and Collections to evaluate.

Underwrote and processed conforming/non conforming loansReviewed credit reports, title reports and income documentationAudited files prior to closing to ensure borrowers ability to repay loan

Ensured performance objectives are set collaboratively for all underwriters and account managersCollaborated and built effective relationships to ensure seamless client serviceEvaluated existing processes and made recommendations for improvementTroubleshoot issues with more complex loans with difficult risk assessmentAudited files to ensure company, state.

Performed risk analysis to ensure company profitabilityAnalyzed financial statements and business credit reportsMade credit recommendations to various levels of managementPerformed field examinations on companies assets

Mba, Finance

Bachelor Of Science, Economics