Patrick (Pj) Smith Email & Phone Number

Patrick (Pj) Smith is a President at American National Bank at American National Bank of Minnesota. He possess expertise in fha financing, foreclosures, real estate, banking, commercial lending and 7 more skills.

Listed skills include Fha Financing, Foreclosures, Real Estate, Banking, and 8 others.

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  President, Pequot Lakes Bank

  American National Bank Of Minnesota

  1987 - Present

  After graduating from SCSU with a finance degree and an english minor, I began working with a small start-up finance company by the name of CreditAmerica Savings. This company grew rapidly as the result of good timing and a strong group of young aggresive professionals. I worked my way up in the company from a Loan Officer Trainee position to a Branch Manager, and then eventually to President of the Company. While I was the President we converted our thrift charter to a national banking charter and changed our name to American National Bank of MN. After approxinmately five years in this position I changed my position with the bank from President of the banking system (10 branches at that time), to President of the Pequot Lakes Bank, which was a branch I had started and managed prior to moving into the corporate position. This change was the result of personal choice resulting from a very complicated situation to lenghty in detail to describe herein.I am an active investor in real estate and several small business ventures.I am married (20+ years) and have four beautiful daughters who make me very proud.

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  St. Cloud State University - Herberger Business School

  Accounting Emphasis