Dedicated student at Oakland University, pursuing a B.S. in Public Administration and Public Policy, with the end goal of receiving my Juris Doctor.
Secure Path Solutions
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Co-FounderSecure Path SolutionsWest Bloomfield Township, Mi, Us
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Fund Manager And Risk Management DirectorSecure Path Financial Services Jul 2024 - PresentWarren, Michigan, United StatesI manage the private fund for subprime auto loans and specialise in managing risk for the sub-prime auto lending at Secure Path Financial Services. My role involves evaluating financial risk based on expected returns and risk exposure, and I focus on key metrics like Payment-to-Income (PTI) ratios and Loan-to-Value (LTV) for vehicles. I help drive responsible lending by assessing customer affordability, ensuring effective, credit-free decision-making. By balancing PTI, LTV, and anticipated ROI, I support data-driven approvals that align with both customer needs and company objectives.
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Sales RepresentativeMd Financial Group Jan 2022 - PresentWarren, Michigan, United States
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Front Desk AgentMarriott Hotels Mar 2021 - Nov 2021Troy, Michigan, United States
Patrick Romaya Education Details
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Public Administration And Public Policy
Frequently Asked Questions about Patrick Romaya
What company does Patrick Romaya work for?
Patrick Romaya works for Secure Path Solutions
What is Patrick Romaya's role at the current company?
Patrick Romaya's current role is Co-Founder.
What schools did Patrick Romaya attend?
Patrick Romaya attended Oakland University.
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Patrick Romaya
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