Expedited consumer loan portfolio specialist

Administered lesson plans as instructed for grades 9 through 12 at Platt Technical High School. Covered the various trades (HVAC, Electrical, Automotive) as well as academic classes.

Accessing internet based applications, receive requests for transportation for clients with medical appointments following recent surgeries. Assist client with durable medical equipment as well as making sure client is in vehicle and secure. Transport client to their appointment and remove and assemble the DME for the client to ensure their safety. Completed CPR and identification verifications.

- Educate and explain the COVID-19 to the public in face to face settings- Schedule and offer vaccine appointments

- Received phone calls to set up vaccine appointments at a number of locations around the state of CT- Asked probing questions to identify location and/or in-person contacts to reduce risk of spreading COVID-19- Utilized proprietary software to set appointments and record information for the state of CT- Made over 150 calls per day completing Contact Tracing requirements- Protected patient privacy as a top priority

* Managed multi-use property consisting of a three repair bay garage, self service gas station, and convenience store.* Supervised 8 front desk employees and 3 repair technicians.* Averaged approximately $50k in monthly repair revenue.Managed and operated a self service gas station with a convenience store and three bay repair facility. Coordinated schedule for gas and snack shop. Assisted in service writing, parts ordering and customer interaction with repair facility. Worked forty hours at the front desk in addition to bookkeeping duties (pay bills, payroll and sales tax, bill monthly house accounts). Negotiated pricing with parts vendors and deliver and pick up auto parts. Buy and sell used cars. Established and improved relationship with franchisor.

Educated retirees and people over 65 on their health insurance and retirement planning and insurance products. Made personal appointments and sold insurance/financial products toqualified clients while serving existing client base.* Make 250 - 300 calls two days a week to set informational appointments on a menu of policy options* Educate and inform prospective customers over the age of 65 on their options, rights, and entitlements under Medicare* Offer solutions involving Health and Life Insurance along with other investment vehicles* Created book of business consisting of 750 regular clients

Work directly with new retirees and seniors in the states of Connecticut and New York to ensure proper retirement planning. By providing counseling on proper insurance coverage and recommending financial vehicles to ensure long term stability I have created a substantial book of business.* Make 250 - 300 calls two days a week to set informational appointments on a menu of policy options* Educate and inform prospective customers over the age of 65 on their options, rights, and entitlements under Medicare* Offer solutions involving Health and Life Insurance along with other investment vehicles* Created book of business consisting of 750 regular clients

Responsible for originating gas station with convenience store loans in the Northeast states. Handled majority of underwriting and analysis to determine loan feasibility and mitigate risk. Negotiated all terms of the loan. Responsible for full site profit and loss accuracy.* Closed $1.7 million dollar loan within first 45 days of being hired.* Totaled over $15.0 million dollars in closed loans within the first year.* Utilized existing relationships with jobbers, land owners, dealers, and or attorney’s to establish a $40.0 million dollar pipeline.* Helped major NY jobber close on $5.5 million dollar loan to acquire multiple BP locations in the Bronx and Manhattan.

Equity partner responsible for brokering loans between minor and major financial Institutions and mid-major developers. Handled all loan pricing, loan processing, and loan placement with an emphasis on acquiring new lines of business.* Closed on over 50 million dollars in loans to date* Created marketing strategy to solicit further “brownsfield” sites selected for asset based lending.* Participated in creating a hard money lending source for specialized borrowers.

Responsible for soliciting and processing asset based loans to environmentally challenged properties in the Metropolitan New York Market. (Pennsylvania, New Jersey, New York, Rhode Island,Massachusetts,New Hampshire, Maine) Prescreened and qualified perspective candidates based on financial modeling, real estate values, and highest and best use of asset.* Closed over 11 loans inside an 18 month period totaling over 18 million dollars.* Achieved 109% of total loan dollar target in first 12 months.

Responsible for increasing the Mobil branded gasoline volume in the NewYork City Market. Responsibilities included but were not limited to; negotiating supply contracts with land owners, competitive allowance discounts, setting market pricing, and lease agreements. Handled all aspects of ExxonMobil real estate in the State of New York including managing relationship with outsourced real estate group.* Successfully grew Mobil branded business by more than 111% in consecutive years 2000, 2001, 2002, 2003 for Long Island and the five boroughs of New York City* Acquired the most profitable gasoline supply site in the United States in 2001 in Queens, NY* Added over 35 major accounts to the Mobil chain of service stations in New York City resulting in an additional $1.0 MM dollars annually to the bottom line.

Responsible for entire travel plaza operations. Managed a 1500 square foot convenience store, four tractor trailer repair bays, trucker video center, truck tire store , parking, and a full service restaurant. Duties included profit and loss for entire center factoring in debt service into the expense line and purchasing fuel via common carrier on the open market. The facility sold an average of 400,000 gallons a month in diesel and averaged an additional $180K per month in alternate profit center sales. Responsible for all aspects of personnel at the facility.* Successfully paid $15K per month in debt service while net in excess of $40K per month.* Negotiated common carrier contracts with four separate vendors to deliver 55 to 60 truck loads of diesel monthly.* Negotiated future contracts for diesel fuel based upon open market pricing and Platz pricing.* Set up fuel contracts with major carriers which drove the diesel volume.

Managed sales team of 12 managers that operated rest area service stations immediately off of I-95 and the Merritt and Wilbur Cross Parkways in Connecticut. Responsible for individual station profit and loss and well as total territory profit and loss. The territory had annual revenues in excess of $1.2MM dollars Determined all retail prices, inventory purchases, while complying with a contract with the State of Connecticut. Conducted annual performance reviews as well as hiring, terminations, and training.* Effectively turned around a failing territory and problem personnel, increasing sales by 120% in 6 months through the launching of successful employee based meetings and by developing “a days away from work” program that reduced overall expenses on average of 15% per station.* Received promotions and increased sales territories in recognition of excellent performance and innovative skills. Grew the net profit by 110% and 112% of prior year in consecutive years. Resulting in an average increased annual net profit of $40K per store.* Negotiated contract extensions with the State of Connecticut for continued use of sites on I-95 and the Merritt/Wilbur Cross Parkways.

Managed highest yielding sales territory on the east coast. Responsible for developing sales goals, marketing strategies, and maintaining franchise profitability for 27 Mobil branded franchised locations in the Fairfield County and Westchester County markets.* Successfully achieved sales results greater than 106% of prior year in consecutive years.* Oversaw the removal of 3 unsuccessful franchisees and replaced with new, well qualified franchisees.* Grew Mobil branded market share by 3% in consecutive years in the Fairfield County and Westchester County markets. Resulting in over 1.2 million additional gallons of gasoline sold.