I teach those lessons that our schools have never taught us about money, investments and insurance. I share strategies that help my clients to enjoy more of their wealth while providing bigger and better benefits throughout their lives. I assist others in developing a complete and balanced financial game plan that provides multiple options for protection, savings, and growth.I have four goals for each of my clients. The first goal is to help build more long-term wealth. Second, is to help minimize their risk. The third goal is to implement strategies to help protect their program from wealth eroding factors. And the final goal is to construct the program with no additional out-of-pocket outlay.Please note that current regulatory policy does not allow me to receive endorsements of Skills & Expertise.While I appreciate any intention of kind words and sentiment, please do not post comments relating to your opinion of me, my services or the performance of your accountsLinkedIn is unaffiliated with Hornor, Townsend & Kent, LLC. (HTK). The recommendations posted to this page by or about HTK associated persons, are not endorsed by, and may not represent the views of HTK or any of its affiliates. This material is not intended to constitute a recommendation, offer or solicitation. Always consult your own tax, legal, or financial professional for advice with your personal circumstances. Securities & Advisory Services offered through HTK. Member FINRA www.finra.org/ SIPC www.sipc.org. 130 Springside Dr. Ste. 100 Akron, OH 44236, (330) 668-9065. 21st Century Financial is unaffiliated with HTK. HTK is a wholly owned subsidiary of The Penn Mutual Life Insurance Company2726351TM_Oct21