Patrick Ervin Email and Phone Number
Patrick Ervin work email
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Patrick Ervin personal email
Executive-level professional experienced in public and private companies for 30 yearsPassionate leader aligns with organization’s goals and objectives to execute financially responsible, efficient, compliant business plansBuilds and expands teams of relationship-based, industry-leading mortgage sales professionals supported by effective operations teamsInnovative director of full-scale mortgage organizations, start-up mortgage organizations, and re-building failed or troubled mortgage organizationsQuality control and quality assurance results third-party verifiedEfficiencies gained through improvements in technology, processes, procedures, enhanced speed, quality, and outputForges partnerships of loyal, motivated teams throughout mortgage organizations, company, auditors, vendors, media and government
Independent Bank
View- Website:
- independentbank.com
- Employees:
- 823
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Executive Vice PresidentIndependent Bank Sep 2016 - PresentTroy, MiResponsible for Residential Mortgage Lending and Independent Title Services. NMLS#162217 -
Executive Managing DirectorTalmer Bank And Trust Aug 2009 - Aug 2016Troy, MiFounder of Talmer Mortgage Department. 2015 retail originations of $1.4 billion/ 6550 loans. Responsible for P&L, Sales, Operations, Technology, Secondary, QC/QA, Retention, Construction Lending, Marketing, CRA, Fair Lending and Compliance. Dramatic growth in loan volume, profitability and efficiency while reducing employee base from 295 to current 215 in last two years.Manager of Talmer Mortgage Sub-Servicing Department - $7 billion total servicing. Includes $5.8 billion servicing for Fannie, Freddie, Federal Home Loan Bank, FHA and VA. Established internal Loan Retention team to leverage opportunities both in servicing portfolio and throughout Talmer’s customer base. Leader of on-site due-diligence acquisition team. Established methodology, procedures and reporting mechanisms for all Talmer diligence sessions. Responsible for setting credit mark used in final bid. The credit mark proved to be deciding factor in much of the success enjoyed by Talmer, both in the bid process and in the long term fruition of those projections. Conducted 27 diligence sessions - resulting in nine acquisitions.Generated over $1.35 billion of portfolio loans in seven years at Talmer. Outstanding credit quality and average ROE of 15%.Additional responsibilities:• Corporate Governance - ALCO, Fair Lending-CRA, Secondary Market, Compliance and Community Lending.• Talmer Spokesman - Washington Post: 2015. Next City: 2015. PBS: 2014. Detroit Free Press/ Talmer Bank Marathon: 2015. Zillow's Housing Roadmap: Detroit's Mortgage Market – Challenges: 2015.• Marygrove Neighborhood Rehabilitation program in City of Detroit. Fulfilling $1 million pledge from Talmer to rehabilitate homes in Detroit. • Founding member of Detroit Lender's Group - a group of six banks working with the Obama Administration, Ford Foundation, Kresge Foundation, and CRM to launch the "D" Loan program (2015 - 16). -
Net-Branch OwnerRetail Mortgage Net-Branch (Various Affiliations) Sep 2004 - Aug 2009Birmingham, MiBuilt successful Net Branch in SE Michigan in challenging economic environment based on innovative sales approach and fast reaction to market shifts. Reinvented company several times to adjust to ever-changing market and new challenges.Introduced new products to attack market niches not explored by competitors.Consistently ranked among top 50 income producing branches out of over 600.Apply dynamic leadership talents to recruit, train and mentor sales and operations personnel.
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Vice President, Retail Mortgage Production ManagerTcf Bank Jan 2002 - Sep 2004Ann Arbor, MiDirected mortgage production and operations in Michigan territory, increasing purchase volume by 250%.Hired, trained, and supervised personnel, and implemented new sales management structure. Held accountability for multi-million dollar P&L.Tenaciously penetrated new markets and expanded product offering by creating and implementing construction loan program from conception to secondary market delivery.Achieved dramatic sales growth by cultivating and maximizing long-term referral relationships. -
First Vice President, Retail Mortgage SalesStandard Federal Bank Oct 1998 - Jan 2002Troy, MiActed as primary liaison coordinating efforts between platform based employees, various departments and mortgage sales force. Responsible for establishing cross-selling strategy to leverage all banking products.Expanded bank “foot-print” to new markets through independent expansion of mortgage centers. Later, followed by traditional bank branches.Exercised first-rate management expertise to supervise, direct, and motivate loan officers.Resourcefully identified new markets, produced high-profit model for business expansion, and seamlessly launched expansion strategy.Re-engineered operational interface with sales department that lead to dramatic increases in efficiencies, cost and time savings and improved moral.Exhibited sound analytical talents in re-designing compensation model to elevate profitability, growth, and performance. Championed referral management system which boosted purchase market share by 20%. -
First Vice President Retail Mortgage Sales ConsultingConquest Corporation 1992 - 1998Farmington Hills, MiExpertly delivered sales consulting and training services to banks, specializing in retail mortgage lending. Measurable success by increased market share of clients. Captured an average improvement of 30% in mortgage production.Provided guidance and leadership to numerous clients including Bank of America- Texas, Capitol Federal, Equality Savings, Wilmington Federal Savings and Standard Federal Bank.Strategically recruited, interviewed, and hired 20-person sales force in Chicago, implemented marketing plan, assembled management team, and administered training program for 180 bank branch managers.Trained and coached 200+ retail branch manager at Bank of America Texas; conducted 500+ sales calls to grow production from 146th largest mortgage lender statewide to 2nd largest.
Patrick Ervin Skills
Patrick Ervin Education Details
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Business Administration And Management, General -
Brother Rice High SchoolHs Diploma
Frequently Asked Questions about Patrick Ervin
What company does Patrick Ervin work for?
Patrick Ervin works for Independent Bank
What is Patrick Ervin's role at the current company?
Patrick Ervin's current role is Executive Vice President.
What is Patrick Ervin's email address?
Patrick Ervin's email address is pe****@****bcp.com
What schools did Patrick Ervin attend?
Patrick Ervin attended Adrian College, Brother Rice High School.
What are some of Patrick Ervin's interests?
Patrick Ervin has interest in Football, Developing, During Personal Time, Reverse Mortgages, Motivating, Nurturing, Always, Golf, Hockey, Fishing.
What skills is Patrick Ervin known for?
Patrick Ervin has skills like Mortgage Lending, Loan Origination, Banking, Fha, Loans, Mortgage Banking, Underwriting, Reverse Mortgages, Management, Credit, Sales, Executive Management.
Who are Patrick Ervin's colleagues?
Patrick Ervin's colleagues are George & Darlene Nemeh, James Twarozynski, Diane Lapratt, Carissa Gayari, Kelly Kuhns, Krista Eavey, Elizabeth Osantoski.
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Patrick Ervin
Jacksonville, Fl1spinsys.com -
Patrick Ervin
Henderson, Nv7hotmail.com, sbcglobal.net, aol.com, webtv.com, att.net, hotmail.com, alientechnology.com4 +186438XXXXX
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Patrick Ervin
Co-Founder / Senior Art Director At Ervin & Smith Advertising / Public RelationsOmaha, Ne3ervinandsmith.com, ervinandsmith.com, ervinandsmith.com2 +140233XXXXX
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2gmail.com, bluebell.com
3 +121086XXXXX
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