Patrick Cain Email & Phone Number

Saint Paul, MN, US

Minneapolis, Minnesota, United States

• Managed a high-performing team of analysts focused on the attribution and analysis of liquidity risk positions and metrics, including LCR (Liquidity Coverage Ratio), RLAP (Resolution Liquidity Adequacy and.
• Oversaw liquidity risk reporting technology systems (MS SQL Server and Tableau) used by the liquidity risk oversight team.
• Prepared materials for ALCO, the Risk Committee of the Board, Liquidity Risk Oversight Committee, and Bank Regulators, clearly communicating liquidity risk positions and drivers.
• Calibrated Liquidity Risk Appetite Metrics owned by Independent Risk and led review and challenge of Key Risk Indicator metrics owned by Treasury.
• Led high-profile initiatives on implementation of NSFR, FR 2052a (6G), and ILST.
• Prepared and presented reports to senior management, regulators, and auditors, highlighting key liquidity risk trends and findings.

Minneapolis, MN

• Provided independent review and challenge of 1st line Treasury liquidity risk function.
• Performed monitoring and credible challenge of the liquidity risk metrics, methodologies, assumptions, and interpretations.
• Developed and managed a database for liquidity risk analysis.
• Developed reporting and attribution processes to independently monitor liquidity risk metrics (LCR, NSFR, RLAP, RLEN) and liquidity position of the firm.
• Monitored bank compliance with liquidity risk regulations (FR 2052a, LCR & NSFR).
• Contributed to drafting of Annual Liquidity Risk Assessment of the bank's quantitative liquidity position and quality of risk management.

Minneapolis, MN

• Led projects to meet the reporting and calculation requirements of the FR 2052a.
• Managed a small team responsible for daily LCR calculation, analysis, and reporting of the LCR ratio.
• Presented liquidity risk reporting analyses to Treasury senior management.
• Automated and enhanced liquidity risk reporting for ALCO, improving efficiency and accuracy through the implementation of automated tools and streamlined processes.
• Reviewed Parent Company and Bank guaranty requests from third parties and provided recommendations to senior management.

Minneapolis, MN

• Developed and administered monthly Basel II Advanced Risk Weighted Asset (RWA) data assimilation process used for RWA forecasting.
• Produced ALCO reports for senior management to track and analyze new volume, runoff, credit migration, and unfunded commitments usage.
• Performed behavioral analysis on corporate commitment utilization, deposit runoff, HEIL Re-financing and disintermediation between deposit products.

Minneapolis, MN

• Processed changes to organizational and chart of account hierarchies on financial systems.
• Ensured various financial information systems used for forecasting, planning, business line reporting reconciled to general ledger and systems of record.
• Coordination of legal entity changes on financial systems.
• Provided information system support to finance planning and analysis group.
• Monitoring of managerial reporting month-end reporting processes.

St Paul, MN

• Analyzed ATM dispense history to forecast future cash needs at ATMs and cash vaults.
• Managed cash movement from cash vaults and armored car services.
• Reconciliation of daily cash vault paper work.

Minneapolis, MN

• Provided routine and ad-hoc reporting support to a direct lending collections group.
• Forecasted charge offs, non-accruals, and delinquency roll rates using data analysis and predictive modeling techniques.

Ba, Economics

Economics

Education record