Patrick Ramsey Email & Phone Number

California, United States

DashAi: The next-gen ai auto platform for auto dealers and consumers. DashAi is the most intelligent auto SaaS B2B platform in the industry, using Ai to help automate F&I desking for auto dealers, create more value and transparency for consumers, and enable faster auto sales.

San Francisco, Ca, Us

Board of Directors & Finance Committee member

Santa Clara, California, Us

Locat IQ / Mall IQ is a SaaS-based global location tech & AI platform bridging offline & online for payments/banking, fintech, loyalty, and retail commerce companies, accelerating connected commerce by digitizing real-time purchase intent in the physical world.

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The Alchemist Accelerator is a venture-backed initiative focused on accelerating the development of seed-stage ventures that monetize from enterprises (not consumers). The accelerator’s primary screening criteria is on teams, with primacy placed on having distinctive technical co-founders. The accelerator seeds around 75 enterprise-monetizing ventures / year. 555 startups have completed the program. Over 50% close institutional rounds within 12 months of their Alchemist Demo Day, raising $3.5B in capital.

New York, New York, Us

Mentor to professionals seeking career input for acceleration or change.

Bento (now part of U.S. Bank) is a SaaS-based B2B fintech with a proprietary spend management platform and a debit-based solution for SMBs.• Co-Product Lead; Board Director; and lead our GTM & Revenue (Sales, Marketing, Partnerships, Customer Success), Business Intelligence & Data Analytics, Compliance & Financial Risk (Account & Payments Underwriting), Operations & Back Office, and L2 Technology Support teams. An executive leader in the sale and integration to U.S. Bank, the 5th largest bank in the U.S.• Co-led integration and achieved significant revenue growth by spearheading key initiatives, including product usage and customer journey analysis to optimize experiences. Developed a comprehensive playbook for new customer onboarding and engagement, resulting in a 15% increase in spend per account and deeper product usage intelligence by the business.• Led implementation of new targeting strategies, refined communications, and enhanced revenue operations processes, driving a 31% increase in new account decision rates. Incrementally acquired accounts were 36% larger and spent 6% higher, simultaneously reducing customer acquisition costs and increasing customer lifetime value.

• Brought on as part of effort to scale business and help company successfully navigate a Series C fundraising round.• Developed pipeline for strategic partnerships while leading team efforts to manage and grow existing partnership programs with key brands including Brinks and Cast & Crew.

Denver, Co, Us

Drove growth acceleration by identifying and executing on key strategic partnership opportunities resulting in digitizing existing retail agent network and developing/launching new partnerships. P&L and program ownership with responsibility for program, platform and product strategy and execution, marketing and cobranding strategy, and overall governance. Built and managed a global, cross-functional team. Techstars Accelerator advisor.

Denver, Co, Us

Drove digital business growth, including leading product strategy and new country launches, digital customer acquisition marketing strategy and channel execution, new mar-tech analysis and testing; pricing strategy; program data analytics and insights, and PMO leadership. Led central Digital transition from execution-orientated teams to a global center of excellence, collaborating cross-functionally (in a highly matrixed organization) with local teams on agile delivery and ongoing optimizations to accelerate revenue and customer growth. Built and managed a global, cross-functional team of 60+.

Pleasanton, California, Us

As the GM of Exchange at Blackhawk Network through the acquisition and integration of Cardpool.com (a Seed level startup in the secondary market for gift cards), was responsible for the development and leadership of this key area and led a team focused on driving commerce for partners via Blackhawk's Exchange platform, including Cardpool's online and mobile properties. Oversaw all Exchange business - including strategy, product and platform, partner management and acquisition across all digital and retail channels, product development, marketing and operational support.

Pleasanton, California, Us

Founding team member in launch of Blackhawk Network’s digital commerce platform that integrated with partners in digital and offline channels; identified, evaluated and negotiated corporate development opportunities. Efforts included positioning Blackhawk as a digital marketplace leader, building up to the IPO.

As the GM of Exchange at Blackhawk Network, oversaw all Exchange business with the acquisition of Cardpool (a Seed level startup in the secondary market for gift cards), with full P&L ownership, business strategy and execution, platform, product, engineering, branding, marketing, customer acquisition and retention, partner acquisition and management, data science/risk management, and operations.

The YetiZen accelerator program is the only games focused accelerator program in existence. The accelerator has 150+ mentors, 50 angels and 9 VCs (like Tim Chang from Mayfield Fund and Baris Aksoy from Intel Capital) who are the leaders of the game space. YetiZen has had 22 companies graduate from the accelerator program including Frenzoo makers of the world's first 3D fashion game for women (featured by Kindle and having reached top 20 iOS games in 20 countries) and YesGnome a SIM and strategy game developer that has made the official Madagascar game.

New York, Ny, Us

Joined start up business within American Express to launch digital commerce platform, define product & customer acquisition strategy, & help launch American Express’ West coast presence.- Ongoing leadership in formalization of various inputs ranging from internal business cases, strategic analysis & industry/customer research to define product strategy & design and drive key partnerships to launch and grow American Express’ digital commerce wallet in mobile, online, social, gaming & offline (local) sectors.- Founding team member in development and launch of American Express' Serve platform, a digital commerce & prepaid wallet that connects the online, mobile & offline channels. Lead West coast team with key role in developing & growing strategic partnerships to deploy digital payments for American Express globally, including through potential acquisition or investment.- Developed & executed strategy for exclusive partnership with Zynga. Successfully led contract negotiations & agreement execution following socialization & gaining buy-in with internal executive stakeholders. Helped define program and systems requirements for program execution.

New York, Ny, Us

- Co-developed product & business strategy for American Express’ acquired Revolution Money platform (rebranded as ‘Serve’), identifying attractive customer market segments & defining product strategy, design & UX, with corresponding use cases to deploy & scale the digital payments & commerce platform globally.- Identified & led efforts to secure strategic partnerships to drive Amex’s growth initiatives in emerging payments in mobile, online/social, gaming & offline sectors. This included companies for potential acquisition or investment.- Played key role in bridging Revolution Money team’s start-up culture with American Express’ more established organizational structure, building on shared goals towards innovation & greater customer monetization.

- Co-developed product & business strategy for American Express’ acquired Revolution Money platform (rebranded as ‘Serve’), identifying attractive customer market segments & defining product strategy, design & UX, with corresponding use cases to deploy & scale the digital payments & commerce platform globally.- Identified & led efforts to secure strategic partnerships to drive Amex’s growth initiatives in emerging payments in mobile, online/social, gaming & offline sectors. This included companies for potential acquisition or investment.- Played key role in bridging Revolution Money team’s start-up culture with American Express’ more established organizational structure, building on shared goals towards innovation & greater customer monetization.

San Jose, Ca, Us

Joined leading global technology payments company to help define & lead execution of consumer preference strategy, to increase customer acquisitions & engagement.- Developed overall program strategy & 36-month plan to build consumer preference via partnerships. Led team responsible for business development efforts & marketing to drive partnerships that expanded reach, leveraged & expanded customer data, acquired & engaged customers, & cross sold PayPal products.- Defined & tested partnership business models and systems requirements to drive mutually beneficial programs, while refining internal success measures to build on consumer acquisition & engagement levers.- Negotiated & implemented multi-channel co-marketing programs with leading digital & offline partners. - Led cross-functional marketing partner negotiations in collaboration with colleagues from recently acquired Bill Me Later organization.

San Francisco, California, Us

A financial services company with nationwide leadership role in small business lending, & $1.3 trillion in assets overall. Led group responsible for developing & implementing national multi-channel, co-branded acquisitions programs to the small business customers of Fortune 500 partners & other divisions of Wells Fargo.Responsible for developing overall program strategy, while collaborating & evangelizing for the program with a broad set of constituents in a highly matrixed organization. P&L ownership, with team responsible for all aspects of program including identifying & acquiring targeted partners, customer acquisitions (via direct mail, phone, online and agents) & activation/engagement program management.Expertise in strategic partnership negotiations with executive counterparts, campaign & vendor management, marketing strategy & communications, response model development, sales process development, test design, systems requirements development & program/portfolio evaluation.ASSISTANT VICE PRESIDENT - PRODUCT DEVELOPMENTDeveloped & tested pipeline of small business products & services, from ideation to rollout stage. Concepts ranged from financing products to fee-based products & services. Tested & rolled out a new fee-based product that enabled small business owners to hedge the risk of interest rate increases & control costs.

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One of the leading credit card issuers in the U.S., an early leader in developing & utilizing data-driven models to provide credit & related services to both the banked and underbanked consumer segments. Led team responsible for booking 4.5 million new accounts company-wide over one-year, across all consumer risk groups. Responsibilities included strategic planning, departmental budgets, forecasting & managing account approval & booking rates, negotiating vendor agreements, defining systems requirements, & overseeing operational programs including all outbound & inbound vendor telemarketing programs. Developed & tested direct marketing credit card offers. Optimized performance by developing creatives based on customer segment and channel (mail, phone, & online), increasing booking rates & profitability.Effected program changes resulting in 29% increase in booked accounts, $8MM reduction in annual acquisition costs, & reduced time required to book an account. Exceeded annual booking rate goal by over 10%.Involved in launch making Providian one of first U.S. lenders to offer smart-chip card technology.PRODUCT & PROGRAM PROJECT MANAGER - CUSTOMER RETENTIONHelped launch & expand customer retention program, profitably retaining over $230MM in account balances & acquiring $64MM in incremental balances in the first six months of the program. Reduced account closure rates by 28% by developing & piloting new proactive customer satisfaction treatments based on customer feedback & competitor analysis.