Examined property abstracts, tax records, court dockets, and public records to identify and mitigate potential title risks in the issuance of owner and loan policies for real estate purchase transactions. Ensured compliance with underwriting, legal, and operational standards in the execution of the transactional closing and post-closing process

Purchase/RefinanceWorked Rocket Mortgage referrals as well as other lender clients such as Chase, PennyMac, NewRez and JFQ, Inc. Reviewed probate and foreclosure cases, identifying outstanding interest. Abstracted subject property data, using title plants and public records. __________Highlights – Examined purchase and refinance transactions, establishing clear and correct chain of title. – Completed examinations on both purchase and refinance transactions in high-volume setting while handling high level title and curative issues. – Identified and cleared encumbrances such as open mortgages, judgments, UCCS to issue a clear policy, identifying potential instruments to either release or subordinate title. – Discovered and cleared description issues, creating new legal descriptions from land surveys, plotting, and mapping legal descriptions. – Resolved defects with accuracy and in a timely manner, given multiple products and production queues and flexing to other areas as needed, including taxes, policy pricing, recording and title curative. – Proficient in IL, CT, GA, NJ, FL, WA, CA, OR, AZ, UT, NVCO, MT, NE, KS, AR, LA, WI, MI, IN, OH, KY, TN, MS, AL, VA, NC, PA, MD, DE, MA, VT, NH, MN, ME.

Reviewed loan and closing documentation for properties currently under contract, including re-finances and re-sales. __________Highlights – Updated title commitments, closing and lender documents in accordance with lender requests. – Reviewed and executed requests concerning changes in loan amount, purchase price, and addresses.

Oversaw title examination in multiple states while gaining expertise in general mortgage servicing, loan origination, escrow analysis, titles, and closing processes. Managed team of 17 employees at real estate law firm. Interviewed prospective employees and made hiring decisions. __________Highlights – Spearheaded weekly compliance training on Fannie Mae, Freddie Mac, and Xome. – Tracked workflow, ensuring assignments were divided and completed by the deadline. – Devised improved process of meeting productivity goals, while following compliance standards. – Increased productivity and streamlined workflow, moving from issue-focused method to a portfolio model. – Cross-trained employees to handle all functions, leading training and developing instructional materials for the new system. – Facilitated closing and reduced later date charges by developing a list of links of recorder sites, identifying issues that caused delays. – Led by example in managing a portfolio of accounts, taking on the most complex issues, interfacing with brokers/lenders to resolve escalated issues.

Assigned to review most complex files involving appeals, legal description issues, and chain of title issues. Serviced the client's interest in the property by confirming escrow payments. __________Highlights – Answered employees’ questions regarding complex title issues while overseeing title examination in multiple states. – Reviewed public records to research issues and cleared issues by following up with clients’ attorneys. – Gained expertise in underwriting and led descriptions, reviewing title exams, requiring strict attention to detail. – Expanded responsibility from working in IL to multiple states (NJ, CT, GA, FL, AL, MI), assisting managers, training employees, and creating reference materials. – Developed broad understanding of real estate titles and related processes, reviewing loan origination documents to confirm accuracy.

Managed curative work on title defects, such as vesting, liens, legal description issues, missed interest actions and title claims. __________Highlights – Reported regular vendor site, ensuring all open issues were addressed correctly. – Completed internal reporting, confirming information in our system accurately corresponded to information in client’s vendor sites, utilizing file audits and inventory reviews. – Routinely met and exceeded service level agreements with respect to curative timelines, running a report each morning and targeting deliverables that were close to being due, distributing information to the team.

Drafted judgment affidavits required to proceed to judgment, consisted of breakdown of the amounts owed by the defaulted borrower. __________Highlights – Provided escrow analysis of corporate advances, including taxes, homeowners’, and private mortgage insurance. – Analyzed total principal and interest in arrears, confirming correct attorney fees were being applied to an affidavit.