I have spent over 3 decades advising (6 years as a self-employed IFA as part of the Sandringham network) & am now retiring to focus on other activities.

Sandringham Financial Partners aims to be the market leading national advice firm, offering a fresh and innovative approach to the provision of financial advice.Their extensive industry experience, coupled with a strong ethos of integrity, service, value and innovation, enables me and all at Sandringham to achieve our aim of delivering a first class advice service to all our valued clients.Investment in modern technology means that my clients have 24/7 access to their investment, pensions, life assurance & mortgages all in one place.I’m still available to provide advice but my clients who wish to receive an ongoing service are confident in the fact they can see all of their financial details in one place.Some key areas of financial planning that might be of concern to you:Pensions - Why do I need one ? What can I do with the small pots I have accumulated over the years? Am I getting value-for-money from my pension?Investments - When did I last review my portfolio? How much risk & volatility does it hold? Where do I go to better the low interest on cash savings? Protection - Have I got sufficient protection against all possible risks for the sake of my family or my business? What do my existing policies do they do for me, and could I get better cover for less money?Businesses- If you own your business jointly with somebody else, have you got a suitable agreement in place? How would it survive if you lost your key players? And if you employ any staff, what are you doing to get yourself prepared for Auto-Enrolment? I can help with all of these issues! Please note: The value of your investments can go down as well as up, so you could get back less than you invested.Any recommended Auto Enrolment Services are not regulated by the FCA but comply with the rules & guidance of the Pensions Regulator.

Self-employed Financial Adviser (Whole of Market , restricted by product, not providers).Offering Financial Advice solutions to personal and business clients as part of a national network.

I began as a personal adviser in the Retail Branch network and spent the last 9 years giving advice to small & medium-sized business in areas such as risk protection (shareholder arrangements, liability and keyman insurance ) employee benefits , investments, group and personal pension planning.

Direct sales role , with last 2 years spent as Sales Manager of a team of 8 Advisers