• Architect and execute the strategic vision. Create and monitor KPIs, manage daily operations, and conceptualize and implement scalable process improvements. • Oversee quarterly and annual regulated volume reporting to the NYS Department of Financial Services and ensure accurate monthly, quarterly, and annual financial statements, including audit compliance.• Develop data models to reprice major product lines and optimize store operation hours, significantly impacting profitability and operational efficiency.• Optimize cash management by reducing the average daily balance in our cash vaults, minimizing interest expenses and bank fees associated with fund transfers.• Strategically reduced cash inventory in stores by 60% through detailed analysis of daily usage, adjusting for variables like day of the week and proximity to holidays.• Designed and implemented "4-wall" and "4-wheel" financial analyses for Pay-O-Matic Stores and Rapid Armored, respectively, enhancing pricing strategies for new and existing contracts.• Conducted deep-dive contract reviews, resulting in repricing strategies that generate significant increases in annual revenue.• As a member of the landlord relationships committee, successfully reduced rent payments through strategic negotiations with several landlords over two years.• Led the anti-fraud committee for our in-house Prepaid Debit Card, achieving an over 80% reduction in card-to-card transfer fraud.• Implemented a targeted improvement plan for the accounting department, addressing identified shortcomings while maintaining efficient month-end closing processes.

Reporting and analysis of periodic weekly, monthly, quarterly and annually reported operating statistics and financial measures for $100 million financial services corporationAnalysis of operating results and identification of key financial and operating issues to be addressedWorked closely with upper management in both financial and operational departments to lead strategic decision-making on products and services to be offered, as well as pricingResearch and analysis to identify causes of inaccurate data and identify solutions to ensure data accuracyWrote MD&A document for the CFO and CEO quarterlyMonthly KPI analysis for distribution to upper management and lendersDeveloped financial models, financial statement analyses, and decision support modelsAd-hoc analysis to support strategic initiatives, including SQL programming where needed to analyze supporting dataPreparation and review of annual operating expense budgetDeveloped revenue budget annually based on supportable assumptions and unit volumes/dollar volumes where appropriateCreated and reviewed Powerpoint presentations of monthly and quarterly reportsComplete analysis and reconciliation of Pay-O-Matic’s prepaid Debit Card programDeveloped SQL and VBA solutions to automate monthly, quarterly, and annual reporting

Weekly forecast analysisCreated annual budget for $340 million financial software companyMonthly budget to actual analysisDeveloped headcount database for reporting supervisor, region, cost center and job title of over 1100 employeesWeekly headcount analysisMonthly compensation analysisAd hoc templates and analysis for the SVP - FP&A, VP - FP&A, and FP&A manager

Monthly income statement analysis for a $50 million private airlineAnalysis of income statement results was submitted monthly to the CFO for presentation to the Board of Directors, including commentary on items not in-line with past resultsChecked for consistency of recurring charges and costs, and analyzed trends of the largest expensesVerification that all journal entries were properly recorded to the balance sheet or income statementReconciliation of general ledger accounts, both income statement and balance sheetAssisted with month-end close, including preparation of accrualsPrepared journal entries for posting to the general ledger, including VBA programming to automatically create payroll journal entriesPrepared annual budget and forecastDaily flash reporting of revenues and expenses associated with each flightReviewed invoices for completeness and accuracy prior to distribution to clientsWrote VBA macros to automate a pilot per diem report

Developed annual and monthly budgets based on trend analysis and forecasts for a €7 billion express shipping companyStrategic forecasting of outside companies targeted for Merger/Acquisition, including detailed income statement analysis and explanations for balance sheet itemsDeveloped and implemented templates for analysis of 17 country entitiesWrote consolidation macros for regional-level reporting, including automated currency conversions.Customized the monthly reporting for management in each department, including Operations, Sales, HR, Finance, and General ManagementBreak-even analysis for capex projects, including recommendation to the Finance Director to approve / reject specific projects based on forecasts, trends, and anticipated payback period

Calculated Principal/Interest split for mortgage payoff checksResearched incomplete satisfied loans using title reports, credit reports, and the internet to resolve any outstanding itemsBank account reconciliations for Principal/Interest, Taxes/Insurance, escrow, and payment clearing accountsDaily Freddie Mac remittance, achieving Freddie Mac recognition for outstanding performance (accuracy and timeliness of reporting)REO expense analysis and profit/loss analysis for each property obtained through foreclosure and subsequently soldMaster REO list maintenance for accurate reporting of all properties owned by the bank.