Paul Champness Email & Phone Number

Cheltenham, GB

London, England, GB

2LoD Operational Risk and Resilience Oversight. Close and continuous oversight and support of 1LoD functions, focussing on Third Party Risk Management for the L2 Supplier Risk category. Targeted assurance reviews, sample based testing, risk appetite monitoring, risk and controls assessment, and ICAAP scenario analysis.

Bradford, West Yorkshire, GB

First line (1LOD) assurance of risks for the Customer Services Division as part of the 3 Lines of Defence model. Currently focussed on Collections and Recoveries; trusted SME; providing operational support in relation to improving customer outcomes, processes, and internal controls through outcome testing and thematic reviews. Development of a risk based.

Bradford, West Yorkshire, GB

Provision of independent assurance on all YBS Group Buy to Let lending to confirm the effectiveness of underwriting and consistency of lending policy application.  Creation of BTL QA function processes for newly established BTL brand (Accord BTL). Delivery of assurance on quality of underwriting to provide confidence for increased targets. Provision of.

Point of primary lending guidance and expertise for the CBS lending function, related departments, and multi-sourced sales network. Built comprehensive knowledge and understanding of all aspects of underwriting and completion practices and procedures including risk assessment, FSA Regulation, compliance and TCF. Frontline driver of quality control.

Primary management of direct underwriting teams with business sourced from 34 branches and telesales function, with additional processing of packaged broker business. Management of processing and resource allocation to accommodate 600 applications per week via multi-source channels with peaks of 1,500. Responsibility for 30 staff across 2 teams with appeal.

Management of activities to facilitate completion of mortgages and further advances to achieve annual lending target of c.£3.3bn. Responsibility for 14 underwriting and administrative staff.  Designed and deployed comprehensive T&C scheme for 25 underwriters and administrative staff across 2 teams. Streamlined administrative processes through non-system.