Paul Gough Email and Phone Number

Whether you are looking to buy your first home and want someone to take some of the stress out of the process, remortgage for that much needed extension, or simply to make sure you still have the best deal available, we can help. If you are buying to let out, or buying to move somewhere else, you have come to the right place.Arrange your free initial review, and get access to Mortgages from the whole market place. I aim to take some the stress out of any scenario by providing a full advice and recommendation service. With 20 years of experience in Financial Services, you will be in safe hands and have access to the best deals available, including many you will not find on the high street.I also provide advice and recommendation on all forms of protection, both mortgage related and personal. No one plans to fall ill, but sadly it does happen. I support you in choosing from a range of Insurances such as Life cover, Critical Illness cover and Income Protection to help protect you and your family’s future financial security in the event of anything unexpected.Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage. As with all insurance policies, conditions and exclusions will apply. Not all Buy To Let Mortgages are regulated by the Financial Conduct Authority. There may be a a fee for arranging a Mortgage and the precise amount will depend on your circumstances. This will typically be £495, only payable at Mortgage Offer.Gough Mortgage & Protection Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: Gough Mortgage & Protection Ltd, Unit 19 Douglas Road Industrial Park, Douglas Road, Kingswood, Bristol, BS15 8PD. Registered company number 09846318. Registered in England & Wales.

Independent mortgage advice and recommendation to clients looking to buy property to live in, property to let out and those looking to review their current mortgage to see if they can improve on the interest rate they already have or have been offered by their existing lender.

CeMAP qualified Mortgage and Insurance consultant, working for one of the largest Estate Agencies in the UK.Sourcing the most cost effective Mortgage to meet a client’s needs, whether buying through Connells, or an external agent, Remortgaging, Help To Buy, Shared Ownership, Buy To Let, Let to Buy.

As lead Relationship Manager in HSBC’s principal South West Region Branch, took responsibility for ongoing Relationship Management to a portfolio of circa 400 of HSBC’s higher net worth personal clients, with a key target market of clients earning in excess of £100k.Maintained regular contact with clients, identified impact of life changes on financial product requirements. Leading to opportunities for new business and referral to regulated colleagues for additional services e.g. Mortgages, Investments, Pensions, Protection.Trust developed through consistently working in the clients’ best interests. Recognised by superiors and team members for high levels of integrity and reliability in following through on commitments made.

Knowledge developed during progression through branch based banking roles; Cashier, Senior Cashier, Business Development Officer, Senior Counsellor and Premier Relationship Officer.Worked proactively with clients on telephone, made outbound calls to create sales opportunities, secured appointments for individual review, identified opportunities for lending and savings; referred customers to regulated colleagues for additional services e.g. mortgages and investment.Managed own time and productivity, developed strong personal organisational skills.Developed a small portfolio of affluent clients with relatively stable requirements, leading on to progression to a Premier Relationship Manager role in 2005.

Working within District Service Centre, instrumental in ensuring the efficient processing of high value payment transactions.

Working to strict timescales to accurately process banking transactions.