Paul Jacob Email & Phone Number

An expert on mortgage-backed securities in a career spanning much of the development of the MBS market, now available on a consulting basis.Long, successful tenures in senior positions with top firms, including Finance of America, Countrywide Securities, Hyperion Capital Management, and Morgan Stanley. Wide-ranging experience, including in MBS portfolio management, investment strategy, analytics, trading, and secondary marketing. A leading expert on reverse mortgage prepayment behavior.Known for creative approaches to fixed income analysis, as well as a trader’s insight into the bond market. Outstanding communication skills; highly effective with clients one-on-one. Excellent writer, teacher, and public speaker.Most recently (2018-2022) served as head of HECM capital markets for Finance of America Reverse (FAR), the #1 reverse mortgage issuer in the U.S. Developed FAR’s analytical base for HMBS and HECM servicing valuation.Hands-on builder of many models integral to the analysis of MBS. Experienced in several programming languages, ranging from Fortran to Python. Strong grounding in the fundamentals of systems development.Publications include Prepayment Modeling for HECMs, contributions to Fabozzi’s Handbook of Mortgage-Backed Securities and the Economic Review of the Federal Reserve Bank of Atlanta, hundreds of feature articles in flagship publications of Wall Street dealers, daily bond market comments, and poetry journals.