I am an 𝗔𝗰𝗰𝗿𝗲𝗱𝗶𝘁𝗲𝗱 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗧𝗿𝘂𝘀𝘁𝗲𝗲 and have worked with all types of pension schemes for nearly 35 years, as well as being an 𝗮𝗰𝘁𝘂𝗮𝗿𝘆 by background.My experience covers every element of running a pension scheme, including Trustee of a (now wound up) DC Master Trust, investment, administration, communication, legal, acting as interim Pensions Manager and Scheme Secretary, and the Authorisation and ongoing Supervision of Master Trusts.My approach to DC is that ‘all things are connected’, for example, any change in investments needs also to consider the impact on administration and member communication. My broad experience allows me to see this ‘big picture’ view, and my background means that I consider the detailed elements as well. I am commercially minded having previously led large teams, designed and built master trust schemes and successfully ran my own business for a decade. I am also very experienced in presenting, including to members, Executive Boards and new business pitches. My experiences include:• 𝗚𝗼𝘃𝗲𝗿𝗻𝗮𝗻𝗰𝗲 – trustee and chair, governance boards, governance model and Trustee effectiveness reviews, drafting and reviewing Chair’s Statements and VfM reports• 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 – default and self-select reviews, asset transitions and Statements of Investment Principles• 𝗔𝗱𝗺𝗶𝗻𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 - provider reviews, implementations and benefit rectifications• 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻𝘀 – written and face-to-face (scheme members through to Executive Boards), media, PR and conference speaking• 𝗟𝗲𝗴𝗮𝗹 – review and interpretation of Trust Deed & Rules• 𝗗𝗲𝗰𝘂𝗺𝘂𝗹𝗮𝘁𝗶𝗼𝗻 – design and implementation of in-house and external approaches• 𝗠𝗮𝘀𝘁𝗲𝗿 𝗧𝗿𝘂𝘀𝘁 𝗔𝘂𝘁𝗵𝗼𝗿𝗶𝘀𝗮𝘁𝗶𝗼𝗻 – application and ongoing supervision, interaction with the Pensions Regulator• 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝘃𝗲 𝗗𝗲𝗳𝗶𝗻𝗲𝗱 𝗖𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗶𝗼𝗻 - authorisation and designI am also a 𝗖𝗵𝗮𝗿𝗶𝘁𝘆 𝗧𝗿𝘂𝘀𝘁𝗲𝗲 𝗖𝗵𝗮𝗶𝗿𝗺𝗮𝗻 and former Chair of the ACA’s DC Committee.