Paulo Guzzo Email & Phone Number

Boynton Beach, FL, US

Bishops Waltham, England, GB

Consultancy firm specialized in payments, merchant services, P2P, digital banking, and loyalty solutions.Provided strategic guidance and implementation of three digital banks, four payment providers, and one loyalty company, contributing to their growth and business success (hardware, software and products roadmap)

EFT & software integrator managing 8K merchants and R$8 Billion in TPV.

Miami, Florida, US

A startup Hub that drives innovation through a platform of certified startup solutions.Transitioned from the Advisory Board to the role of COO, leading the company into the pilot phase of DREX, the Brazilian official digital coin.

Barueri, SP, BR

Leader in Latin America in Digital Efficiency, recognized by customers and Gartner for excellence in Software Engineering and Cloud solutions.

Recife, Pernambuco, BR

Specialized in Telecom services with a broad market expertise, delivering solutions in voice, data and video which simplify routines allowing for better planning in telecommunications management.

Recife, PE, BR

Leader in professional e-learning training and formation, with a homegrown technology and UX and specialized teachers and mentors.

Orchestrated a successful international expansion into the Argentinian market while reinvigorating operations in Peru and Mexico.Launched a cutting-edge Class A ISO certified, fully integrated multi-platform payment solution in the US (Clearent Payments & TSYS), featuring a 100% digital and omnichannel SaaS Payment Gateway model.Under my leadership, Muxi.

The new way to hire the right people!!!! IA platform developed to accelerate the hiring process to the US retail chains.

Barueri, SP, BR

Pioneered the launch of Latin America's second-largest loyalty and coalition program company within 9 months.Delivered a market place integrated with 38 partners and selling 680K SKUs.Secured 1 million active clients in just 30 days, generating R$500MM ARR with a 100% cloud-based solution.

Alpharetta, GA, US

At the time, the company, headquartered in Redwood City, CA, processed over $17 billion in credit card transactions annually for more than 70,000 merchants, in collaboration with over 150 banks and partners.I played a key role in accelerating the business's growth, propelling it to become the 20th largest player in the electronic payment solutions industry.

Barueri, São Paulo, BR

• As the leader of the Technology and Operations division, I held responsibility for five company areas: Strategy and Architecture, Systems Development, Infrastructure & Telecom, Operations, and Control of Operational.
• Orchestrated the transformation of Cielo's technological platform in order to accelerate the introduction of new credit card schemes, including MasterCard, AMEX, Ticket, Sodexo, Aura, JCB, ELO, and Diners.
• Successfully renegotiated business processes and the contract with HP, resulting in a remarkable 57% reduction in the processing cost per transaction.
• Executed the data center's consolidation, generating savings of R$ 450 million over five years.
• Implemented an in-house payment transactions management model, leading to a substantial 72% in cost reduction.
• Restructured the partnership with Logistics Operators (Intec and Rapidão Cometa), achieving 32% reduction in the cost of field services.

Barueri, São Paulo, BR

• Managed the Channels department including Capturing Solutions (POS and TEF), Research and New Technologies, (Transaction New Technologies) and Special Solutions Management directorships
• Identified and implemented new transaction technologies, platforms for services, monitoring, and research of new technologies
• Managed special solutions in channels
• Devised strategy for e-commerce and mobile channels for clients,
• Identified and met market demand while meeting financial targets
• Maintained conventional channels with respect to the applications under production in the Company’s capturing terminals (POS and TEF)Launched numerous innovative initiatives including:

Barueri, São Paulo, BR

• Led the research and evaluation of promising new technologies, overseeing a R$ 15 million New Technologies Research Fund.
• Developed and implemented a prospecting process for new corporate and transaction solutions, securing resources from the Research and New Technologies Fund.
• Optimized the classification process for vendors of new corporate and transaction technologies, using criteria structured according to market rules (ISO and RHA).
• Maximized resource utilization for executing Internal and External Concept Tests of corporate or transaction solutions, following the approved execution plan for each initiative.
• Represented Cielo on the Visa Advisory Board and at numerous international events over a 12-year period, including Cartes, Card Tech Secure Tech, Gartner – EXP, BAI Forum, etc.

Barueri, SP, BR

• Developed the first debit electronic fund transfer solution in Brazil.
• Managed the lifecycle of products derived from eChecks, Several Credits, Several Debits and ePayment
• Managed authorization and financial settlement system processes for the eCheck product

Bachelor, Driving Strategic Innovation

Master Of Business Administration - Mba

Bachelor'S Degree, Business Administration And Management, General

Bachelor, Law