Independent and experienced financial advisor offering a holistic approach to financial planning and wealth management. Specializing in retirement planning, asset allocation, college planning, risk management, and financial plans. Offering individuals and small businesses retirement plan options with tax advantages.Prepare income tax returns for individuals, partnerships and corporations. Tax planning for individuals as well as small to mid-sized business. Independent insurance provider for life, disability, long term care, and fixed annuity policies. Analyze client’s current insurance needs to determine if clients are properly insured. Compare multiple insurance companies to determine the best coverage, company, and premium for client's individual needs.

Independent and experienced financial advisor offering a holistic approach to financial planning and wealth management. Specializing in retirement planning, asset allocation, college planning, risk management, and financial plans. Offering individuals and small businesses retirement plan options with tax advantages.

Created the annual and quarterly budgets working closely with senior management to deliver maximum profitability. Provided product pricing for new clients and ensuring all existing clients' pricing were in compliance. Managed balance sheet and P&L line items to directly impact bottom line results. Managed a staff for billing and reporting purposes. Proficient in Essbase, Microsoft Excel, Word and PowerPoint, PeopleSoft, Hyperion-Pillar and SAP.

Managed budgets and financial statements for the International division encompassing Asia, Australia, England, Germany and Italy. Decreased expense line items by $5.0 million by creating a suitability grid measuring and rewarding effectiveness and eliminating waste. Developed financial statements for new products such as the 529 Plans. Developed and deployed a main frame system to automate the budget process and track expenses for labor cost for both consultants and full time employees.

Influenced a 10% decrease in the weekly yogurt brand variances yielding a savings of over $200 thousand annually. Planned, tracked and analyzed the manufacturing and distribution costs, inventory and capital budgets for the dessert's division while coordinating with the logistics team to determine brand production volumes at five US plants.

Developed the annual operating and long range plans for Crystal Light, Country Time and Baker's trademarks. Team member in a financial role in the development, marketing and distribution of new product strategies.