Viable is an independent, registered investment advisor (RIA) focused on holistic financial planning. Our process-driven approach starts with gathering data, making projections and plotting objectives. Through rigorous analysis, we identify optimal strategies and course corrections. We guide our clients step-by-step through the entire process, from implementation to maintenance to the inevitable pivots along the way.

Helped clients meet their financial objectives through independent, ethical, unbiased and competent professional guidance.Served the needs of individuals, businesses and institutional clients with a diverse range of financial services, including:• Holistic financial planning• Investment management• Employee benefits• Risk management advisory and insurance

Led the global reorganization and expansion of flow credit trading within Financial Markets (FM) division of the bank. Responsible for all risk, p&l and trading activity within the business.Strategic:• Consolidated trading into major hubs New York, London and Hong Kong• Expanded product coverage, adding more than 80 countries, notably Central & Eastern Europe and Latin America and high yield and distressed debt• Upgraded effort in key local currency credit markets including CNH and SGD• Embedded desk research trading to enable dynamic risk taking and client engagement• Collaborated closely with sales management to align trading strategies, breadth of client coverage and resource allocation between trading hubs• Recruited and hired 15 traders including 3 regional trading headsManagement:• Daily management of 23 personnel across credit trading and research• Partnered with Debt Capital Markets (DCM) teams to advise on pricing, sizing and allocation of primary issuance, including secondary bought deals led by the trading desk• Optimized risk and trading structure including limits, operating entities, Volcker compliance (as Volcker Desk Owner), dealing mandates and capital/RWA allocation• Engaged with support functions to optimize infrastructure, especially operations, technology, e-commerce and compliance• Regularly presented to senior management on business developments, performance and strategic directionMember of the FXRC Management Team and FM Business Management Team.

• Invested in pan Asia credit for the multi-asset, Global Emerging Markets and Macro (GEMM) fund• Significant idea generation and exposures in bank capital, high yield corporate debt, distressed debt, sovereign and quasi-sovereign debt and special situation debt• Developed close working relationships with banks and brokers, notably in primary market where views on sizing and pricing of new issues were sought after by debt capital markets managers• Managed hedges across asset classes including interest rates, FX, equities, commodities and equity indices• Responsible for complete investment process including research, analysis and trade execution

• Led the rebuild of Emerging Market credit trading after the 2008 financial crisis• Built a leading client-focused EM bond trading business• Managed a team of London and Moscow based credit traders, sovereign and corporate credit analysts• Significant revenue generation, most notably in illiquid high yield and stressed/distressed credits • Actively traded and participated in multiple, large, bank/financial and sovereign debt restructurings• Extensive analysis in-country of special situations in collaboration with investing clients

Market making in CEEMEA regions, covering: Sub-Saharan Africa, Kazakhstan, Russia and Ukraine.

Market making in European investment grade (IG) and cross-over (XO) industrial sectors.

Asia based product specialist covering the region for global books in Europe and America. Notable sector coverage: Japan bank capital, US and European bank capital, Autos, Emerging Market HY corporates.Identified as high-performer to participate in ASCENT leadership development program.

Market maker in Yankee bonds and Asian credit in the North American time zone.Participated in Graduate Training Program, including rotations in credit research, credit sales and interest rate trading.

Summer internship in Corporate Bond Trading. Extensive exposure to traders and risk and trading systems. Led to post-graduation employment offer in the Graduate Training Program.