Housing Finance Login to sanction process. (Work on Self Employed Cases ) Product HL and LAP Check all physical documents of customer which is provide by sales team as per policy, scheme on the LOS. At the time of login check KYC of the customer, banking, SOA of running loans, Income docs, sale sheet, Sourcing letter, login check list, property papers, property chain agreement, floor plan, CC, OC and approved plan of property as per Program. Generate DEDUPE and CIBIL of customer. Prepare CAM, Financials, Banking, Obligation and Calculate eligibility Tele PD with - Customer personal details, family details, ask CIBIL history, company profile, Income details and ask end use of fund if LAP case . Physical PD With customer at Business premises and verify business related document and Business set-up. Work on Internal/external Technical and legal, FI, FCU and vetting report Case recommendation/ forward for sanction

Checking Provided document like Applicant form, KYC, Residence Photo & Business Photo, CRIF Report & Bank statement.Doing Personal Discussion with customer for analyzing of customers Business, Customers actual income & Customers Vintage.Preparing CAM (Credit Approval Memo) which includes Eligibility Calculation as per policy, Banking Analysis, Loan Tracking, as per CRIF and Banking.Giving Decision on the basis of PD (Personal Discussion) and CAM of the Customer.Initiate Legal, Valuation, Search, FI & CERSAI report.LMS system check & rectify details as per KYC, Sanction letter, Insurance & update IMDGood Excel knowledge & Maintaining MIS

Doing Personal Discussion with customer for analyzing of customers Business, Customers actual income & Customers Vintage.Giving Decision on the basis of PD (Personal Discussion) and CAM of the Customer.Preparing CAM (Credit Approval Memo) which includes Eligibility Calculation as per policy, Banking Analysis, Loan Tracking, Financial Analysis, RTR tracking as per CIBIL and Banking.Preparation CAM for LAP Cases & Initiated FI, Valuation & Legal through Finnone System.Doing Login check to underwriting of all login cases.Verification of LAP Loan agreement, whether Applicant & Co-applicants singed on all pages of agreementVerification of all other internal documents like Sanction Letter, Insurance form, All Approvals, FI reports, RCU report, Legal, search Report, Valuation Report & Vetting reportUploading Necessary document on System as per requirement

Checking & verifying the inward documents which scan by branch users.Prepare Financial CAM based on financial statement (ITR).Plotting latest 12th month bank statement in excel then update in system.Loan obligation based on bank statement, CRIF report & CIBIL report.Doing Joint Personal Discussion with Credit Manager.Giving Decision on the basis of PD (Personal Discussion) and CAM of the Customer.Maintaining MIS

Affordable Housing Finance CAMPreparing CAM (Credit Approval Memo) which includes Eligibility Calculation as per policy, Banking Analysis, Loan Tracking, Financial Analysis, RTR tracking as per CIBIL and Banking.Check the inward files which scan by Branch User as per policy, scheme & Segment wise onthe LOS. At the time of login check KYC of the customer, banking, Income docs,Sourcing letter as per Segment & Scheme wise.Checking CIBIL Equifax & De-Dupe Fi defaulter list to filter fraudulent profile.CERSAI & C-KYC