Pavithra Devaraj Email & Phone Number

Chennai, Tamil Nadu, India

Deputed in Banking Domain.Performing CDD and KYC for customers.Performing Refresh for Individuals/Entities.KYC (CDD) is the process which helps the bank to know better about the customer.Manage end to end process – Fresh on- boarding, Renewals, Trigger Reviews.Identify & verify the existing customer in Bank of Ireland, Check Personal A/C & Non personal A/CTypes of Mandates are Clubs & Society, Company/ Limited liability partnership, Partnership, Trust, Executor & Administrators mandate.Ensure proper checks has been completed and recorded in the Image & Workflow notes and also bookmark will be done finally for mandates to be uploaded.Ensure the documents received have been valid and pertain to the customer.Applications to be used are CRO (Company Registration Office), Company house (UK) GBR Lookup.While performing Refresh we are monitoring whether the customer is involved in any Theft/Fraud/Money Laundering activities.

Chennai, Tamil Nadu, India

Back Book Refresh and Risk Assessment: (BOI-Bank of Ireland ROI)Identify the business type as liquidator, dissolved, normal. If the company is normal proceed the case. Verify the details which have been given by the customer. Purchase the documents in GBR Look up in XML or PDF format. Validate those documents.Identify the company’s Secretary, Director & Shareholder. Shares have been shared within shareholders as %. With the percentage, UBO is identified.To perform screening for director, shareholder, UBO and upload the document in the tool.Applications to be used are Passport, SharePoint, CRO (Company Registration Office), Companies house (UK) GBR Lookup, Outlook, Excel.Calculating the international transactions through the tool called Message repository to validate the Risk Percentage for the companies.We calculate how much of money the customer generated as cash. After performing CDD processing we calculate the Risk for the customer.After the automated Risk Assessment, the customer categorized as three. Those are Low, Medium and High.Quality Check of Risk Assessment on profiles from the team, before final submission to Independent Compliance Team. Tools used for – Passport, Lexis Nexis, static history, transaction history, Doc viewer, Toscana, CRO.