Pavithra Y. Email & Phone Number

Hyderabad, IN

Hyderabad, Telangana, India

Led budgeting process, collaborating with department heads to allocate resources strategically and ensure alignment with organizational goals.❖ Enhanced cash flow management through the development of robust forecasting models, ensuring optimal liquidity for business operations.❖ Oversaw budgets, payroll, and accounts payable and receivable.❖ Ensured.

Hyderabad, Telangana, India

• Managed relationships with major vendors (re-negotiated contracts resulting in a 10% decrease in expenses).
• Implemented cost reductions through the elimination of wasteful expenses, improvement in process efficiencies, and formal budgeting practices saving INR 4 Crores per year.
• Collaborated with the senior management team in executing strategies and processes, accomplishing corporate goals and profitability for the company having annual revenue of 5 Crores with more than 100 employees.

Hyderabad Area, India

• Accomplished an increase in the AUM from INR 150 Cr to INR 255 Cr with a 94% collection rate within 2 years.
• Negotiated with lenders for a decrease in the rate of interest by 0.50% to 3% on existing limits.
• Managed 4 sister concerns: AExpess India Marketing Private Limited, SM Square Credit Services Private Limited, Padma Sai Chits Limited, and Srimami Finance.
• Supervised cash balances and reliable control systems; aided in fundraising; coordinated with RBI for NBFC regulatory requirements.
• Evaluated and mitigated the key elements of the company's risk profile; executed operational best practises.
• Aided in designing the company's future direction and supporting tactical initiatives.

Hyderabad Area, India

• Performed the fundraising with a minimum ticket size of INR 2 Cr to INR 250 Cr.
• Worked in Debt Syndication; performed financial analysis & interpret the credit risk.
• Managed balance sheets, cash flows, and other financial statements; prepared CMA data.
• Successfully implemented business models to create new opportunities for clients.
• Developed the financials and CMA for all types of industries.
• Supported the Business Development Team in acquiring the mandate via presentation and negotiation skills.

Hyderabad Area, India

• Managed the operations of 16 BOT road projects with a total project cost of INR 10,000 Cr. (approx.)
• Coordinated with:o Lenders' Legal Counsel (LLC), Lenders' Insurance Advisor (LIA) & Lenders Independent Engineer (LIE) of the projects.o NHAI and other state government authorities for the submission of financial.
• Represented the company at the conferences held by the Banks/FIs and other authorities like NHAI.
• Created the CMA reports for the new proposals & renewal of the existing facilities.
• Led the entire Fund Based & Non-Fund Based credit facilities with eleven banks under the MBA (Multiple Banking Arrangement).

o Planning & Achieving Sales Targetso Managing & Deepening the Relationship with the associated bank`s branch managerso Generating, monitoring leadso Visiting associated banks`s branches on day to day basiso Handling a given bank branch to generate Life Insurance Business. o Accept leads generated from in-branch lead generators as well as warm leads.

o Responsible for recruiting, developing and leading a team of about 50 Life Insurance Advisors to achieve insurance policy sales.o Has to engage with retired people / business women and similar communities.o Business Generation and subsequent business, Lead Management.o Planning & Implementing all the sales and customer carerelated activities for the.

Master Of Business Administration (Mba), Financial And Marketing, A

Bachelor Of Commerce (Bcom), Commerce, A