I work for an FMO. For the uninitiated, that means that I work for a company that connects the independent advisor to a myriad of insurance carriers. We market on behalf of the advisors, run illustrations, provide training in person and via webinars and generally serve as a business partner to our agents. If you are an advisor that uses Indexed Universal Life I believe that I can deliver value to your operations. We also have a cash flow strategy for clients that are small business owners. If you are a CPA looking for an innovative idea that will increase your client's wealth, please click on the link below and pick a time that would work for you to discuss our ARP program. If you like what you hear and want to move forward, I can get you on a call with the man that created the program. https://peakprofinancial.chilipiper.com/book/me/patrick-waters