Julio Aponte Email & Phone Number

In my role as a P&C Insurance Underwriter at American Collectors, I am responsible for making critical decisions on insurance applications and underwriting both standard and non-standard commercial insurance products. I conduct thorough evaluations of statements and historical trends while prospecting for new market business opportunities. Communication is crucial to my role, involving regular interactions and reporting to insurers. Additionally, I serve as a technical referral point for less experienced underwriting team members, ensuring adherence to strict company guidelines. My responsibilities include achieving business growth in line with set targets, identifying customer insurance needs, and handling mid-term underwriting adjustments. I play a crucial role in advising customers and brokers on various underwriting matters.

As a District Manager at A-Max Auto Insurance, I was pivotal in ensuring year-to-year growth in premiums and commission. I conducted detailed reports, sharing findings with all offices and devising strategic plans for sustainable growth. Marketing was a key focus, and I ensured that agents engaged in day-to-day marketing activities, building rapport in the area and actively seeking referrals. Attending meetings, seminars, and programs was integral to staying updated on new products and services. I was responsible for calculating premiums, establishing payment methods, and customizing insurance programs to suit individual customers. My administrative tasks included managing the budget, petty cash, and office supplies, checking underwriting daily, and completing daily reports.

As a Unit Manager at GC Services, I engaged with customers to provide information about products and services and handled orders, cancellations, and inquiries. My role's core aspects were record-keeping of customer interactions and transactions, resolving service or billing complaints, and reviewing insurance policy terms. I recommended product and service improvements while ensuring appropriate changes were made to resolve customers' problems. My responsibilities included determining service charges, collecting payments, and referring unresolved customer grievances to designated departments for further investigation.

Network Engineer

High School Diploma