Trainee Loan Officer
- Effectively communicated the bank's products to potential clients and businesses through group and personal direct marketing.- Maintained a quality loan portfolio of over N1,000,000 without any bad loans, while constantly meeting monthly volume and quantity targets.- Utilized Cashflow and Balance Sheet calculations to determine the payment capacity of each client and the most appropriate loan to offer.- Intuitively discerned the character and motive of my clients to avoid future mismanagement of loans.- As a member of the Credit committee, I presented loan proposals and participate in credit committee meetings.- Managed my portfolio loan repayments and assisted in recovering bad loans.