Pedro Denis Email & Phone Number

Munich, Bavaria, Germany

Munich, Bavaria, Germany

In my capacity as Head of Workstream Markets, I led the coordination efforts for a HQ-driven international project, overseeing the alignment of multiple markets within BMW Bank GmbH. This role has honed my project management skills and strengthened my ability to navigate complex, multinational endeavors.

Munich, Bavaria, Germany

Key player in international project governance at BMW Bank GmbH. I was entrusted with steering the implementation of critical Financial Services interfaces within the BMW Agency Model across international markets. This role required meticulous attention to detail and a keen ability to adapt to diverse global requirements.

Munich, Bavaria, Germany

I took on the role of a seasoned subject matter consultant, moderator, and trainer, contributing to the development and global rollout of the Credit Rating System and the Credit Risk Management Platform for BMW Group Financial Services. This experience allowed me to share my expertise and facilitate impactful change on an international scale.

Dielsdorf, Canton Of Zürich, Switzerland

As Chief Risk Officer, I held a pivotal position on the Management Board and Risk, Compliance, and Credit National Committees. My responsibilities spanned a wide spectrum, from developing a steering risk cockpit to minimizing residual value risk as well as enhancing operational risk controls. I also played a crucial role in nurturing a strong risk culture and implementing an Anti-Fraud Management framework.

Munich

My role as Head of Process Management entailed defining and implementing credit standards across BMW Group Financial Services, driving process improvements, and offering ongoing support and consultation to international markets. I also played a crucial role in regulatory compliance.

Munich Area, Germany

During my tenure as a Corporate Auditor at BMW AG, I conducted audits across various BMW Group Financial Services entities worldwide, ensuring compliance with the relevant regulations (including MaRisk) in the areas of Anti-Money Laundering, Data Privacy Protection, Risk Management, Operations, Treasury and Cash Management.

Munich Area, Germany

I served as a Credit Manager in the international finance sector, with responsibilities in credit analysis, country risk assessment, and importer finance across Latin America, Africa, the Middle East and Southeast Asia. My role also extended to overseeing the quality of credit proposals, credit committee recommendations, and training and consultancy to the Spanish market.

Porto Salvo, Portugal

As a Risk Coordinator, I managed a substantial portfolio, implemented operational risk frameworks, and handled credit and risk management in both commercial finance and retail sectors. My role also encompassed residual value risk and Anti-Money Laundering responsibilities.

Lisbon Area, Portugal

I led the credit analysis efforts for potential customers and managed existing credit facilities. During this period, I developed tools to enhance analysis methodologies and internal controls.

Lisbon Area, Portugal

As the Head of Corporate Credit Team, I managed a team of five credit analysts and played a critical role in credit file analysis, control plans, and risk assessment.

Lisbon Area, Portugal

In this role, I conducted credit analysis for both existing and potential customers, supported by macroeconomic and industry sector analyses.

Lisbon Area, Portugal

I was a founding member of the department and played a pivotal role in all related activities.

Lisbon Area, Portugal

I served as a teller and provided administrative support to the office manager.

Lisbon Area, Portugal

During this period, I conducted internal audit controls and provided support to the Internal Audit Team.

Certificate Of Proficiency In English – University Of Cambridge, English

Degree, Iseg, Economics