Pedro Margarido Email & Phone Number

Pedro Margarido is a senior manager professional in Banking and Leasing Services Industry and Corporate Finance with more than 20 years experience as well as a part of various Senior Management Teams across European and African’s organizations. Focusing on targets and making things happen through a disruptive vision.He was CEO & Founder partner from a Business Consultancy Services company serving Banks/FIs and Corporate legal entities.He was Head of Credit for Corporate and Investment business in Standard Bank Angola, and responsible for the oversight of credit across operations in country, as well as to ensure an effective portfolio management. Before joining Stantard Bank, Pedro lead a start up Banking Business and Vendor Finance project in Portugal with a De Lage Landen and Athlon Car Lease from Rabo Bank Group responsible for developing and implementing the bank's corporate Credit, Collections & Recoveries and Compliance policy and strategy. Pedro started his career in the banking industry at SPGM, Santander Bank and GE Comercial Finance with several responsibilities in Credit/Risk domain.Pedro holds a degree in Management Business Science from “Universidade Católica Portuguesa”, master in Advanced Accountancy and Tax and a MBA.Specialties: - Credit and Risk Management;- Operational and Market Risk;- Stress tests for Banks - Collections Management and Strategy;- Compliance Officer and AML policies;- Basel, IFRS and Provisioning Projects;- Supervision and Risk Projects’ implementation - ICAAP, ILAAP e SREP, Recovery Plan, Resolution Plan, IRRBB, Impairment Reports;- Finance and Capital Allocation expertise - lead and manage financial process, and drive business performance;- New and Business Development Strategy;- Leasing, Commercial Finance, Vendor Finance, Stock Finance, Corporate and Consumer Lending and overall bank products and services- Portuguese and International Accountancy Expert (NCRF, IAS, IFRS);- Tax - National and International Policies;- TOC (Técnico Oficial de Contas) - Official and Authorized Accountant

Listed skills include Risk Management, Credit, Credit Analysis, Portfolio Management, and 15 others.