Perumal G Email and Phone Number

Retail Credit Administration:Process: Micro-finance loan operation● Disbursement of Micro-Finance Loans to the customers of the bank.● Expertise in managing Micro-Finance operations of products like SHG, JLG, Micro-Insurance.● Processed New Loan Applications received at the bank in compliance with policies laid out by the Business and within the benchmarked Turnaround times. ● Loan disbursement file preparation for costumer.● Prepared various MIS from branch stage wise pending report.● Updating PDD (Post Disbursal Document).● EOD Recons and Activities.● Handling Loan closure and document process. Disbursement process & KYC verification for customer.● Disbursal of Files within TAT (All Loans).● Prepared for Excel Loan disbursement and loan management and upload in system● Handling loan sanction and disbursement error with Tat● All loan details information in Excel business team and business correspondence team ● Taking initiative to improvising the team by giving solutions.● Handling a team member activities and productive prepared daily basis MIS in Excel. Credit Administration:• Preparing Sanction Letter and Draft documents• Initiation and execution of drafted documents through digital platform. • Documents vetting through LOS.• Follow-up with Business for resolving the queries, issuance of LSA (Limit Setting Advice to operations team for disbursement) Preparation of various MIS and Ensure compliance of Internal and external policies.• Handling documentation for segments like Farmers Producer Organization.• Ensuring vaulting of documents and making sure equitable mortgage is updated in CERSAI within a TAT.• Monitoring NACH registrations, rejections, and reporting and Issuing NDC's and NOC's if the requirement persists.

*Loan Disbursement Operations*MIS

*Micro-finance loan operation*Managing Micro-Finance operations of products like SHG, JLG, Micro-Insurance.*MIS