Evolve Bank and Trust is a Federally Regulated, privately held lending institution offering traditional products including Fannie Mae / Freddie Mac and FHA and non-traditional products including, HARP 2.0 for borrowers who currently have negative equity.

· Managed main accounting functions of the branch and oversaw all departments· Worked directly with branch president and executives in making final decisions on the overall health and prosperity of the branch· Conducted monthly audits against financial budgets during month end closings and Prepared monthly projections to forecast branch income and expenditures· Spread backlog and pipeline on all current and future projects to match monthly forecasts· Prepared month-end journal… Show more · Managed main accounting functions of the branch and oversaw all departments· Worked directly with branch president and executives in making final decisions on the overall health and prosperity of the branch· Conducted monthly audits against financial budgets during month end closings and Prepared monthly projections to forecast branch income and expenditures· Spread backlog and pipeline on all current and future projects to match monthly forecasts· Prepared month-end journal entries moving expenses from branch to branch to and from various projects, to ensure projects stay within their overall estimated budget costs · Generated and analyzed Job-by-Job reports for all regional branches at month-end· Reported the actual billings, costs, contract estimates, and the percents of completion for each ongoing project to validate the overall gross profits for each branch· Analyzed weekly labor variances for all regional branches on projects over 250K, ensured that those projects maintained their profitability; and being attentive to any potential shortfalls that could have affect the projects · Monitored and analyzed gross revenues, cost of sales, overhead expenses, and profit margins· Monitored and reconciled month end reports and statements for all branches, confirming that gross profits coincided with month end financial reports Show less

· Conducted credit investigations, prepared credit approval reports and summarized credit analysis · Analyzed all financial data related to new loan and renewal real estate loan requests· Recommended proper loan documentation and loan structure for the most complex credit· Reviewed loan documentation for accuracy, completeness, and adhere to approval conditions· Prepared summaries and/or credit approval reports documenting credit analysis and supporting information for credit… Show more · Conducted credit investigations, prepared credit approval reports and summarized credit analysis · Analyzed all financial data related to new loan and renewal real estate loan requests· Recommended proper loan documentation and loan structure for the most complex credit· Reviewed loan documentation for accuracy, completeness, and adhere to approval conditions· Prepared summaries and/or credit approval reports documenting credit analysis and supporting information for credit decision recommendations· Evaluated the acceptability of mortgage loans to corporations purchasing real estate loans on secondary mortgage markets, where existing mortgages are bought and sold by investors· Cured compliance related issues stemming from under disclosures and high cost loans, with thoroughness and adequacy, ensuring that the company was in observance with all state and regulatory laws Show less

· Estimated work ideas and work objectives to complete room additions, home improvements and renovations· Obtained all necessary permits and licenses· Requisitioned supplies and materials to complete construction projects· Determined labor requirements and dispatch workers to construction sites· Responsible for the daily operations and direct and supervise workers· Monitored, maintained, and managed all account payables and account receivables· Schedule the project in… Show more · Estimated work ideas and work objectives to complete room additions, home improvements and renovations· Obtained all necessary permits and licenses· Requisitioned supplies and materials to complete construction projects· Determined labor requirements and dispatch workers to construction sites· Responsible for the daily operations and direct and supervise workers· Monitored, maintained, and managed all account payables and account receivables· Schedule the project in logical steps and budget time required to meet deadlines· Inspect and review projects to monitor compliance with building and safety codes, and other regulations· Prepared, justified and administered budgets, also reconciled all business and financial accounts· Managed and maintained the operating expenses and monitored the profit and loss statements of the business Show less

· Maintained, managed and created chart accounts for existing and future Wexford Clients· Generated and analyzed the daily profit and loss statements from various trading accounts · Researched, analyzed and answered inquiries from clients about accounts, as well as created and managed trading accounts on the Multifile and Wexford Systems· Reconciled daily money and position balances between firm inventory and credit stock record for clients’ accounts. · Prepared all statistics… Show more · Maintained, managed and created chart accounts for existing and future Wexford Clients· Generated and analyzed the daily profit and loss statements from various trading accounts · Researched, analyzed and answered inquiries from clients about accounts, as well as created and managed trading accounts on the Multifile and Wexford Systems· Reconciled daily money and position balances between firm inventory and credit stock record for clients’ accounts. · Prepared all statistics detailing the number of money and position breaks for the various Wexford Clients. · Consolidated and reported the work unit’s Business Measures. Maintained warehouse filing retention records. Show less